TX lenders / Community Bank
Transpecos Banks, SSB
Community Bank · Pecos, TX · Transpecos Financial Corp
- Total assets
- $1.0B
- CRE loan book
- $78.3M
- QoQ CRE growth
- -17.4%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 5.20% as of Q1 2026 — TX bank median 6.76% (1.55pp below median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 5.20% | 7.13% |
| Q4 2025 | 5.05% | 7.85% |
| Q3 2025 | 5.47% | 8.06% |
| Q2 2025 | 5.33% | 7.30% |
| Q1 2025 | 5.54% | 8.34% |
| Q4 2024 | 5.66% | 8.08% |
| Q3 2024 | 6.47% | 8.53% |
| Q2 2024 | 6.69% | 8.17% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $78.3M | $17.8M | $14.2M | 76% | $7.6M |
| Q4 2025 | $94.7M | $40.5M | $10.4M | 100% | $6.2M |
| Q3 2025 | $86.2M | $33.3M | $10.5M | 93% | $3.1M |
| Q2 2025 | $94.6M | $31.8M | $14.2M | 100% | $2.9M |
| Q1 2025 | $90.6M | $38.9M | $14.6M | 95% | $1.5M |
| Q4 2024 | $86.1M | $34.6M | $14.6M | 92% | $1.5M |
| Q3 2024 | $82.6M | $32.4M | $14.6M | 85% | $1.5M |
| Q2 2024 | $84.0M | $33.8M | $14.6M | 86% | $1.5M |
Similar lenders
Other community banks we track with a comparable CRE book size.
- First Nebraska BankCommunity Bank · Valley · $78.0M CRE book
- FirstBankCommunity Bank · Antlers · $77.4M CRE book
- Bank of FranklinCommunity Bank · Meadville · $77.4M CRE book
- Bank of Sunset and Trust CompanyCommunity Bank · Sunset · $77.2M CRE book
- Buena Vista National BankCommunity Bank · Chester · $77.0M CRE book
Last updated Jul 2, 2026 · Sources: FFIEC CDR, county records, first-party conversations.