TX lenders / Community Bank
Muenster State Bank
Community Bank · Muenster, TX
- Total assets
- $221.1M
- CRE loan book
- $28.3M
- QoQ CRE growth
- 2.6%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 7.30% as of Q1 2026 — TX bank median 6.76% (0.55pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 7.30% | 7.34% |
| Q4 2025 | 7.41% | 7.47% |
| Q3 2025 | 7.57% | 7.57% |
| Q2 2025 | 7.21% | 7.30% |
| Q1 2025 | 7.19% | 7.24% |
| Q4 2024 | 7.13% | 7.24% |
| Q3 2024 | 7.18% | 7.38% |
| Q2 2024 | 7.12% | 7.30% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $28.3M | $14.0M | $0 | 60% | $0 |
| Q4 2025 | $27.6M | $13.9M | $0 | 62% | $0 |
| Q3 2025 | $20.9M | $10.1M | $0 | 37% | $0 |
| Q2 2025 | $18.5M | $7.6M | $0 | 31% | $0 |
| Q1 2025 | $18.0M | $10.0M | $0 | 39% | $0 |
| Q4 2024 | $18.1M | $10.0M | $0 | 41% | $0 |
| Q3 2024 | $16.8M | $8.6M | $0 | 35% | $0 |
| Q2 2024 | $14.9M | $6.7M | $0 | 29% | $0 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- Sicily Island State BankCommunity Bank · Sicily Island · $28.4M CRE book
- Patterson State BankCommunity Bank · Patterson · $28.1M CRE book
- Exchange Bank and Trust Company, Natchitoches, LouisianaCommunity Bank · Natchitoches · $28.1M CRE book
- Jersey State BankCommunity Bank · Jerseyville · $28.7M CRE book
- Citizens National Bank at BrownwoodCommunity Bank · Brownwood · $27.8M CRE book
Last updated Jul 2, 2026 · Sources: FFIEC CDR, county records, first-party conversations.