TX lenders / Community Bank
Lovelady State Bank
Community Bank · Lovelady, TX
- Total assets
- $53.7M
- CRE loan book
- $3.5M
- QoQ CRE growth
- -2.2%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.37% as of Q1 2026 — TX bank median 6.76% (0.38pp below median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.37% | 7.32% |
| Q4 2025 | 6.51% | 7.48% |
| Q3 2025 | 7.80% | 8.19% |
| Q2 2025 | 6.32% | 7.44% |
| Q1 2025 | 6.31% | 7.20% |
| Q4 2024 | 6.69% | 7.67% |
| Q3 2024 | 6.35% | 7.59% |
| Q2 2024 | 6.57% | 7.74% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $3.5M | $512,000 | $0 | 17% | $0 |
| Q4 2025 | $3.6M | $302,000 | $0 | 15% | $0 |
| Q3 2025 | $3.0M | $0 | $0 | 10% | $0 |
| Q2 2025 | $3.1M | $0 | $0 | 11% | $0 |
| Q1 2025 | $3.1M | $0 | $0 | 11% | $0 |
| Q4 2024 | $3.3M | $115,000 | $0 | 15% | $0 |
| Q3 2024 | $3.3M | $395,000 | $0 | 17% | $0 |
| Q2 2024 | $3.0M | $242,000 | $0 | 15% | $0 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- Raritan State BankCommunity Bank · Raritan · $3.5M CRE book
- Root River State BankCommunity Bank · Chatfield · $3.4M CRE book
- Swedish-American State BankCommunity Bank · Courtland · $3.6M CRE book
- First National Bank in FredoniaCommunity Bank · Fredonia · $3.3M CRE book
- Northeast Missouri State BankCommunity Bank · Kirksville · $3.6M CRE book
Last updated Jul 2, 2026 · Sources: FFIEC CDR, county records, first-party conversations.