TX lenders / Community Bank
Llano National Bank
Community Bank · Llano, TX · Hill Country Bancshares Inc
- Total assets
- $311.3M
- CRE loan book
- $68.5M
- QoQ CRE growth
- 13.3%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 7.08% as of Q1 2026 — TX bank median 6.76% (0.33pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 7.08% | 7.13% |
| Q4 2025 | 7.18% | 7.21% |
| Q3 2025 | 7.02% | 7.09% |
| Q2 2025 | 6.87% | 6.98% |
| Q1 2025 | 6.93% | 7.01% |
| Q4 2024 | 6.84% | 6.93% |
| Q3 2024 | 6.88% | 6.95% |
| Q2 2024 | 6.74% | 6.77% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $68.5M | $29.0M | $415,000 | 133% | $130,000 |
| Q4 2025 | $60.4M | $24.4M | $0 | 114% | $132,000 |
| Q3 2025 | $62.0M | $22.8M | $0 | 117% | $137,000 |
| Q2 2025 | $61.2M | $21.6M | $0 | 122% | $137,000 |
| Q1 2025 | $61.4M | $22.2M | $0 | 128% | $142,000 |
| Q4 2024 | $58.0M | $21.5M | $0 | 121% | $143,000 |
| Q3 2024 | $56.3M | $20.4M | $0 | 117% | $0 |
| Q2 2024 | $56.2M | $21.6M | $0 | 124% | $33,000 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- Teutopolis State BankCommunity Bank · Teutopolis · $68.3M CRE book
- Hendricks County Bank and Trust CompanyCommunity Bank · Brownsburg · $68.1M CRE book
- The Citizens Bank CompanyCommunity Bank · Beverly · $68.1M CRE book
- Coleman County State BankCommunity Bank · Coleman · $68.9M CRE book
- Citizens Community BankCommunity Bank · Hahira · $69.0M CRE book
Last updated Jul 2, 2026 · Sources: FFIEC CDR, county records, first-party conversations.