TX lenders / Community Bank
Legend Bank, N.A.
Community Bank · Bowie, TX · Legend Bcorp Inc
- Total assets
- $1.2B
- CRE loan book
- $357.3M
- QoQ CRE growth
- -2.2%
- Q1 2026
Recorded CRE activity — collin County
6 commercial deeds of trust recorded recently, verified from county records.
- Jul 13, 2026 · unknownundisclosed
- Jul 10, 2026 · officeundisclosed
- Jun 26, 2026 · unknownundisclosed
- Jun 22, 2026 · unknownundisclosed
- Jun 18, 2026 · landundisclosed
- Jun 9, 2026 · unknownundisclosed
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 7.45% as of Q1 2026 — TX bank median 4.87% (2.58pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 7.45% | 7.62% |
| Q4 2025 | 7.36% | 7.48% |
| Q3 2025 | 7.38% | 7.63% |
| Q2 2025 | 7.15% | 7.48% |
| Q1 2025 | 7.20% | 7.34% |
| Q4 2024 | 7.19% | 7.37% |
| Q3 2024 | 6.63% | 7.05% |
| Q2 2024 | 6.97% | 7.34% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $357.3M | $103.8M | $18.2M | 185% | $31,000 |
| Q4 2025 | $365.2M | $128.7M | $18.4M | 200% | $2.7M |
| Q3 2025 | $343.2M | $121.7M | $18.7M | 186% | $32,000 |
| Q2 2025 | $348.9M | $125.3M | $19.2M | 196% | $120,000 |
| Q1 2025 | $352.6M | $124.0M | $22.8M | 209% | $5.2M |
| Q4 2024 | $360.0M | $127.6M | $22.5M | 217% | $9.3M |
| Q3 2024 | $355.6M | $116.7M | $20.6M | 215% | $9.3M |
| Q2 2024 | $355.0M | $116.1M | $21.2M | 216% | $1.5M |
Legend Bank, N.A.: frequently asked questions
- How large is Legend Bank, N.A.'s commercial real estate loan book?
- As of Q1 2026, Legend Bank, N.A. reported $357.3M in commercial real estate loans out of $1.2B in total assets, per its FFIEC Call Report.
- Is Legend Bank, N.A. above the 300% CRE concentration guideline?
- Legend Bank, N.A.'s CRE loans stood at 185% of total risk-based capital as of Q1 2026, below the 300% CRE concentration supervisory guideline.
- Is Legend Bank, N.A. growing or shrinking its CRE lending?
- Legend Bank, N.A.'s CRE loan book shrank 2.2% quarter-over-quarter as of Q1 2026 — a net balance change that reflects payoffs and sales as well as new originations.
- How active is Legend Bank, N.A. in recorded CRE lending?
- 6 commercial deeds of trust naming Legend Bank, N.A. as lender have been recorded recently in collin County, verified from county records; the most recent was recorded Jul 13, 2026.
Answers generated from the verified data on this page — FFIEC Call Reports, county records, and first-party conversations — as of the dates shown.
Similar lenders
Other community banks we track with a comparable CRE book size.
- First Liberty BankCommunity Bank · Oklahoma City · $358.0M CRE book
- The North Side Bank and Trust CompanyCommunity Bank · Cincinnati · $355.8M CRE book
- MapleMark BankCommunity Bank · Tulsa · $355.8M CRE book
- Wood & Huston BankCommunity Bank · Marshall · $359.8M CRE book
- Fidelity Bank & TrustCommunity Bank · Dubuque · $352.9M CRE book
Markets where Legend Bank, N.A. lends
Legend Bank, N.A. has commercial deeds of trust recorded in this metro. See who else is active there and current rate ranges by property type.
Dallas–Fort Worth
Dallas–Fort Worth (Dallas, Tarrant, Collin & Denton Counties)
Last updated Jul 13, 2026 · Sources: FFIEC CDR, county records, first-party conversations.