TX lenders / Community Bank
Junction National Bank
Community Bank · Junction, TX
- Total assets
- $95.4M
- CRE loan book
- $3.1M
- QoQ CRE growth
- -4.2%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.61% as of Q1 2026 — TX bank median 6.76% (0.14pp below median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.61% | 7.00% |
| Q4 2025 | 6.90% | 7.26% |
| Q3 2025 | 6.84% | 7.25% |
| Q2 2025 | 6.68% | 7.13% |
| Q1 2025 | 6.64% | 7.09% |
| Q4 2024 | 6.78% | 7.22% |
| Q3 2024 | 6.88% | 7.19% |
| Q2 2024 | 6.24% | 6.68% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $3.1M | $261,000 | $0 | 2% | $0 |
| Q4 2025 | $3.3M | $268,000 | $0 | 2% | $0 |
| Q3 2025 | $3.3M | $269,000 | $0 | 2% | $0 |
| Q2 2025 | $3.6M | $463,000 | $0 | 4% | $0 |
| Q1 2025 | $3.9M | $605,000 | $0 | 6% | $0 |
| Q4 2024 | $4.3M | $436,000 | $0 | 4% | $0 |
| Q3 2024 | $4.4M | $396,000 | $0 | 4% | $0 |
| Q2 2024 | $2.8M | $299,000 | $0 | 3% | $0 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- Citizens State BankCommunity Bank · Wyoming · $3.1M CRE book
- The Security State BankCommunity Bank · Wellington · $3.1M CRE book
- Buckley State BankCommunity Bank · Buckley · $3.2M CRE book
- The First National Bank at St. JamesCommunity Bank · Saint James · $3.2M CRE book
- The First State Bank of ShelbyCommunity Bank · Shelby · $3.0M CRE book
Last updated Jul 2, 2026 · Sources: FFIEC CDR, county records, first-party conversations.