KS lenders / Community Bank
The Security State Bank
Community Bank · Wellington, KS · Ssb Holdings Inc
- Total assets
- $55.3M
- CRE loan book
- $3.1M
- QoQ CRE growth
- 37.6%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 7.30% as of Q1 2026 — TX bank median 4.87% (2.43pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 7.30% | 7.19% |
| Q4 2025 | 7.25% | 7.35% |
| Q3 2025 | 6.98% | 7.38% |
| Q2 2025 | 6.63% | 7.18% |
| Q1 2025 | 7.13% | 7.45% |
| Q4 2024 | 6.12% | 6.98% |
| Q3 2024 | 6.57% | 7.22% |
| Q2 2024 | 6.21% | 6.99% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $3.1M | $105,000 | $886,000 | 34% | $232,000 |
| Q4 2025 | $2.2M | $187,000 | $0 | 26% | $232,000 |
| Q3 2025 | $2.0M | $189,000 | $0 | 23% | $235,000 |
| Q2 2025 | $2.2M | $190,000 | $0 | 25% | $244,000 |
| Q1 2025 | $2.2M | $192,000 | $0 | 26% | $250,000 |
| Q4 2024 | $2.3M | $193,000 | $0 | 26% | $255,000 |
| Q3 2024 | $2.6M | $195,000 | $0 | 30% | $261,000 |
| Q2 2024 | $2.8M | $196,000 | $0 | 33% | $261,000 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- The First State Bank of ShelbyCommunity Bank · Shelby · $3.0M CRE book
- Citizens State BankCommunity Bank · Wyoming · $3.1M CRE book
- Buckley State BankCommunity Bank · Buckley · $3.2M CRE book
- The First National Bank at St. JamesCommunity Bank · Saint James · $3.2M CRE book
- Farmers Bank & TrustCommunity Bank · Atwood · $3.2M CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.