TX lenders / Community Bank
Henderson Federal Savings Bank
Community Bank · Henderson, TX
- Total assets
- $118.5M
- CRE loan book
- $11.8M
- QoQ CRE growth
- 13.2%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.03% as of Q1 2026 — TX bank median 6.76% (0.73pp below median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.03% | 6.16% |
| Q4 2025 | 6.15% | 6.32% |
| Q3 2025 | 5.82% | 6.04% |
| Q2 2025 | 5.72% | 5.96% |
| Q1 2025 | 5.76% | 6.04% |
| Q4 2024 | 5.87% | 6.15% |
| Q3 2024 | 5.78% | 6.08% |
| Q2 2024 | 5.68% | 5.99% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $11.8M | $5.8M | $1.1M | 30% | $0 |
| Q4 2025 | $10.4M | $4.9M | $1.1M | 25% | $0 |
| Q3 2025 | $11.5M | $4.8M | $1.2M | 25% | $0 |
| Q2 2025 | $11.0M | $4.5M | $1.2M | 24% | $318,000 |
| Q1 2025 | $10.8M | $4.2M | $1.2M | 23% | $0 |
| Q4 2024 | $11.5M | $4.8M | $1.2M | 27% | $0 |
| Q3 2024 | $11.0M | $4.7M | $1.2M | 26% | $0 |
| Q2 2024 | $12.2M | $5.8M | $1.2M | 30% | $39,000 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- Iowa Trust and Savings BankCommunity Bank · Centerville · $11.9M CRE book
- The Citizens State BankCommunity Bank · Gridley · $11.7M CRE book
- Farmers and Drovers BankCommunity Bank · Council Grove · $11.7M CRE book
- Security Savings BankCommunity Bank · Gowrie · $11.7M CRE book
- Bedford Loan & Deposit BankCommunity Bank · Bedford · $11.6M CRE book
Last updated Jul 2, 2026 · Sources: FFIEC CDR, county records, first-party conversations.