TX lenders / Community Bank
Harmony Bank
Community Bank · Dallas, TX · Harmony Bancshares Inc
- Total assets
- $816.6M
- CRE loan book
- $431.4M
- QoQ CRE growth
- 4.0%
- Q1 2026
Recorded CRE activity — collin County
4 commercial deeds of trust recorded recently, verified from county records.
- Jul 1, 2026 · officeundisclosed
- Jul 1, 2026 · unknownundisclosed
- Jun 30, 2026 · unknownundisclosed
- Jun 26, 2026 · officeundisclosed
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.92% as of Q1 2026 — TX bank median 6.76% (0.16pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.92% | 7.32% |
| Q4 2025 | 7.31% | 7.60% |
| Q3 2025 | 7.21% | 7.55% |
| Q2 2025 | 7.33% | 7.66% |
| Q1 2025 | 7.03% | 7.37% |
| Q4 2024 | 7.18% | 7.48% |
| Q3 2024 | 7.09% | 7.43% |
| Q2 2024 | 7.10% | 7.36% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $431.4M | $130.7M | $29.5M | 321% | $0 |
| Q4 2025 | $414.7M | $117.1M | $29.9M | 316% | $273,000 |
| Q3 2025 | $431.7M | $125.1M | $31.6M | 381% | $0 |
| Q2 2025 | $436.7M | $127.6M | $28.0M | 394% | $2.5M |
| Q1 2025 | $458.1M | $135.7M | $27.3M | 429% | $2.5M |
| Q4 2024 | $422.9M | $117.9M | $28.7M | 401% | $2.5M |
| Q3 2024 | $396.7M | $116.5M | $29.1M | 390% | $0 |
| Q2 2024 | $378.0M | $113.4M | $29.7M | 381% | $0 |
Harmony Bank: frequently asked questions
- How large is Harmony Bank's commercial real estate loan book?
- As of Q1 2026, Harmony Bank reported $431.4M in commercial real estate loans out of $816.6M in total assets, per its FFIEC Call Report.
- Is Harmony Bank above the 300% CRE concentration guideline?
- Harmony Bank's CRE loans stood at 321% of total risk-based capital as of Q1 2026, above the 300% CRE concentration supervisory guideline.
- Is Harmony Bank growing or shrinking its CRE lending?
- Harmony Bank's CRE loan book grew 4.0% quarter-over-quarter as of Q1 2026 — a net balance change that reflects payoffs and sales as well as new originations.
- How active is Harmony Bank in recorded CRE lending?
- 4 commercial deeds of trust naming Harmony Bank as lender have been recorded recently in collin County, verified from county records; the most recent was recorded Jul 1, 2026.
Answers generated from the verified data on this page — FFIEC Call Reports, county records, and first-party conversations — as of the dates shown.
Similar lenders
Other community banks we track with a comparable CRE book size.
- County National BankCommunity Bank · Hillsdale · $432.6M CRE book
- Security Bank & Trust CompanyCommunity Bank · Glencoe · $429.4M CRE book
- Liberty National BankCommunity Bank · Lawton · $435.1M CRE book
- Peoples Bank and Trust CompanyCommunity Bank · Mcpherson · $425.5M CRE book
- Northfield Savings BankCommunity Bank · Northfield · $424.7M CRE book
Markets where Harmony Bank lends
Harmony Bank has commercial deeds of trust recorded in this metro. See who else is active there and current rate ranges by property type.
Dallas–Fort Worth
Dallas–Fort Worth (Dallas, Tarrant, Collin & Denton Counties)
Last updated Jul 2, 2026 · Sources: FFIEC CDR, county records, first-party conversations.