TX lenders / Community Bank
First National Bank of Huntsville
Community Bank · Huntsville, TX · First Natl Bancshares Huntsville
- Total assets
- $586.7M
- CRE loan book
- $142.9M
- QoQ CRE growth
- 3.4%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.30% as of Q1 2026 — TX bank median 6.76% (0.46pp below median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.30% | 6.36% |
| Q4 2025 | 6.37% | 6.39% |
| Q3 2025 | 6.39% | 6.47% |
| Q2 2025 | 6.29% | 6.42% |
| Q1 2025 | 5.94% | 6.13% |
| Q4 2024 | 6.00% | 6.19% |
| Q3 2024 | 5.81% | 6.03% |
| Q2 2024 | 5.65% | 5.82% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $142.9M | $59.2M | $17.1M | 130% | $75,000 |
| Q4 2025 | $138.2M | $62.8M | $14.5M | 136% | $75,000 |
| Q3 2025 | $146.0M | $61.9M | $14.7M | 133% | $75,000 |
| Q2 2025 | $145.8M | $59.8M | $14.8M | 136% | $75,000 |
| Q1 2025 | $131.5M | $60.0M | $14.9M | 141% | $394,000 |
| Q4 2024 | $126.8M | $56.6M | $12.1M | 138% | $0 |
| Q3 2024 | $123.1M | $55.8M | $9.8M | 134% | $0 |
| Q2 2024 | $120.3M | $57.9M | $9.6M | 134% | $0 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- The Peoples State BankCommunity Bank · Ellettsville · $143.2M CRE book
- The Citizens Bank of ClovisCommunity Bank · Clovis · $143.2M CRE book
- The Grant County BankCommunity Bank · Petersburg · $143.7M CRE book
- First State BankCommunity Bank · Clute · $144.3M CRE book
- Northeast Georgia BankCommunity Bank · Lavonia · $145.6M CRE book
Last updated Jul 2, 2026 · Sources: FFIEC CDR, county records, first-party conversations.