RefiLoop Lender Data

IN lenders / Community Bank

The Peoples State Bank

Community Bank · Ellettsville, IN · Ellettsville Bancshares Inc

Total assets
$487.4M
CRE loan book
$143.2M
CRE concentration
200%
below the 300% supervisory guideline
QoQ CRE growth
-0.6%
Q1 2026

Observed rates

Book yield — real-estate loans

Implied yield on the existing real-estate loan book: 6.63% as of Q1 2026 — TX bank median 4.87% (1.76pp above median).

QuarterRE loan yieldAll loans & leases
Q1 20266.63%6.70%
Q4 20256.75%6.79%
Q3 20256.63%6.69%
Q2 20256.49%6.59%
Q1 20256.46%6.52%
Q4 20246.41%6.51%
Q3 20246.50%6.67%
Q2 20246.43%6.56%

What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.

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CRE book — quarterly trend (FFIEC Call Reports)

QuarterCRE loansConstructionMultifamilyConcentrationNonaccrual CRE
Q1 2026$143.2M$31.0M$30.1M200%$403,000
Q4 2025$144.0M$33.7M$26.6M208%$402,000
Q3 2025$142.0M$31.7M$27.0M209%$402,000
Q2 2025$139.1M$29.3M$27.4M207%$0
Q1 2025$140.1M$26.8M$27.6M209%$0
Q4 2024$137.9M$26.7M$28.0M213%$40,000
Q3 2024$139.6M$22.9M$33.9M219%$0
Q2 2024$137.6M$20.9M$34.2M218%$0

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Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.