TX lenders / Community Bank
First Community Bank
Community Bank · San Benito, TX · First San Benito Bancshares
- Total assets
- $794.0M
- CRE loan book
- $295.9M
- QoQ CRE growth
- -2.1%
- Q1 2026
Recorded CRE activity — cameron County
2 commercial deeds of trust recorded recently, verified from county records.
- Jun 30, 2026 · unknownundisclosed
- Jun 26, 2026 · unknownundisclosed
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 7.17% as of Q1 2026 — TX bank median 6.76% (0.42pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 7.17% | 7.03% |
| Q4 2025 | 7.61% | 7.40% |
| Q3 2025 | 7.44% | 7.27% |
| Q2 2025 | 7.40% | 7.24% |
| Q1 2025 | 7.29% | 7.15% |
| Q4 2024 | 7.42% | 7.24% |
| Q3 2024 | 7.25% | 7.22% |
| Q2 2024 | 7.18% | 7.11% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $295.9M | $99.6M | $43.3M | 277% | $0 |
| Q4 2025 | $302.2M | $98.7M | $44.2M | 305% | $0 |
| Q3 2025 | $308.4M | $101.4M | $42.6M | 319% | $0 |
| Q2 2025 | $294.8M | $90.8M | $42.8M | 311% | $0 |
| Q1 2025 | $288.9M | $85.5M | $43.7M | 308% | $0 |
| Q4 2024 | $279.0M | $86.2M | $44.0M | 299% | $0 |
| Q3 2024 | $284.6M | $94.3M | $45.2M | 301% | $0 |
| Q2 2024 | $288.8M | $98.0M | $45.6M | 300% | $0 |
First Community Bank: frequently asked questions
- How large is First Community Bank's commercial real estate loan book?
- As of Q1 2026, First Community Bank reported $295.9M in commercial real estate loans out of $794.0M in total assets, per its FFIEC Call Report.
- Is First Community Bank above the 300% CRE concentration guideline?
- First Community Bank's CRE loans stood at 277% of total risk-based capital as of Q1 2026, below the 300% CRE concentration supervisory guideline.
- Is First Community Bank growing or shrinking its CRE lending?
- First Community Bank's CRE loan book shrank 2.1% quarter-over-quarter as of Q1 2026 — a net balance change that reflects payoffs and sales as well as new originations.
- How active is First Community Bank in recorded CRE lending?
- 2 commercial deeds of trust naming First Community Bank as lender have been recorded recently in cameron County, verified from county records; the most recent was recorded Jun 30, 2026.
Answers generated from the verified data on this page — FFIEC Call Reports, county records, and first-party conversations — as of the dates shown.
Similar lenders
Other community banks we track with a comparable CRE book size.
- Bank of LuxemburgCommunity Bank · Luxemburg · $299.2M CRE book
- The Bank of Fayette CountyCommunity Bank · Piperton · $292.3M CRE book
- Central Penn Bank & TrustCommunity Bank · Mifflinburg · $289.7M CRE book
- United Bank of UnionCommunity Bank · Union · $289.1M CRE book
- United Prairie BankCommunity Bank · Mountain Lake · $288.9M CRE book
Last updated Jul 2, 2026 · Sources: FFIEC CDR, county records, first-party conversations.