TX lenders / Community Bank
Farmers State Bank
Community Bank · Groesbeck, TX · Groesbeck Bancshares Inc
- Total assets
- $195.5M
- CRE loan book
- $30.7M
- QoQ CRE growth
- -17.7%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.65% as of Q1 2026 — TX bank median 6.76% (0.11pp below median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.65% | 6.86% |
| Q4 2025 | 7.09% | 7.09% |
| Q3 2025 | 6.91% | 7.06% |
| Q2 2025 | 6.71% | 7.00% |
| Q1 2025 | 6.46% | 6.66% |
| Q4 2024 | 6.83% | 6.99% |
| Q3 2024 | 6.59% | 6.78% |
| Q2 2024 | 6.50% | 6.73% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $30.7M | $9.1M | $460,000 | 65% | $37,000 |
| Q4 2025 | $37.3M | $9.9M | $470,000 | 104% | $39,000 |
| Q3 2025 | $42.3M | $9.2M | $480,000 | 109% | $40,000 |
| Q2 2025 | $44.1M | $12.9M | $490,000 | 132% | $42,000 |
| Q1 2025 | $41.9M | $11.0M | $500,000 | 125% | $42,000 |
| Q4 2024 | $43.6M | $10.4M | $509,000 | 139% | $45,000 |
| Q3 2024 | $42.1M | $9.4M | $519,000 | 136% | $47,000 |
| Q2 2024 | $41.6M | $8.5M | $528,000 | 131% | $50,000 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- American Interstate BankCommunity Bank · Elkhorn · $30.8M CRE book
- Security State Bank of HibbingCommunity Bank · Hibbing · $31.0M CRE book
- Lake Region BankCommunity Bank · New London · $30.5M CRE book
- Grant County BankCommunity Bank · Ulysses · $30.4M CRE book
- The Bank of HoustonCommunity Bank · Houston · $30.3M CRE book
Last updated Jul 2, 2026 · Sources: FFIEC CDR, county records, first-party conversations.