MO lenders / Community Bank
The Bank of Houston
Community Bank · Houston, MO · Summit Bancshares Inc
- Total assets
- $64.5M
- CRE loan book
- $30.3M
- QoQ CRE growth
- 3.0%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 7.63% as of Q1 2026 — TX bank median 4.87% (2.76pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 7.63% | 8.04% |
| Q4 2025 | 7.58% | 8.22% |
| Q3 2025 | 7.63% | 8.24% |
| Q2 2025 | 7.85% | 8.24% |
| Q1 2025 | 8.00% | 8.73% |
| Q4 2024 | 7.59% | 8.46% |
| Q3 2024 | 8.11% | 8.92% |
| Q2 2024 | 8.26% | 8.97% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $30.3M | $0 | $764,000 | 57% | $176,000 |
| Q4 2025 | $29.4M | $0 | $771,000 | 77% | $480,000 |
| Q3 2025 | $29.2M | $1.0M | $779,000 | 99% | $556,000 |
| Q2 2025 | $31.3M | $1.0M | $787,000 | 107% | $483,000 |
| Q1 2025 | $29.6M | $1.1M | $794,000 | 106% | $485,000 |
| Q4 2024 | $31.6M | $1.1M | $803,000 | 118% | $521,000 |
| Q3 2024 | $32.2M | $1.1M | $809,000 | 126% | $0 |
| Q2 2024 | $30.2M | $1.1M | $816,000 | 143% | $0 |
Similar lenders
Other community banks we track with a comparable CRE book size.
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.