TX lenders / Community Bank
Dalhart Federal Savings & Loan Association, SSB
Community Bank · Dalhart, TX · Dalhart Fed Mutual Holding Co
- Total assets
- $125.5M
- CRE loan book
- $8.7M
- QoQ CRE growth
- -2.7%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.41% as of Q1 2026 — TX bank median 6.76% (0.34pp below median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.41% | 6.47% |
| Q4 2025 | 6.37% | 6.45% |
| Q3 2025 | 6.34% | 6.38% |
| Q2 2025 | 6.32% | 6.37% |
| Q1 2025 | 6.08% | 6.13% |
| Q4 2024 | 6.08% | 6.13% |
| Q3 2024 | 5.95% | 6.05% |
| Q2 2024 | 5.93% | 6.03% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $8.7M | $2.2M | $636,000 | 39% | $354,000 |
| Q4 2025 | $8.9M | $2.4M | $653,000 | 37% | $354,000 |
| Q3 2025 | $8.8M | $2.6M | $667,000 | 38% | $0 |
| Q2 2025 | $9.0M | $2.7M | $680,000 | 39% | $0 |
| Q1 2025 | $8.7M | $2.4M | $694,000 | 38% | $0 |
| Q4 2024 | $8.0M | $1.8M | $707,000 | 34% | $0 |
| Q3 2024 | $9.1M | $1.2M | $720,000 | 32% | $0 |
| Q2 2024 | $9.8M | $1.4M | $733,000 | 35% | $0 |
Signals
Dalhart Federal Savings & Loan Association, SSB: frequently asked questions
- How large is Dalhart Federal Savings & Loan Association, SSB's commercial real estate loan book?
- As of Q1 2026, Dalhart Federal Savings & Loan Association, SSB reported $8.7M in commercial real estate loans out of $125.5M in total assets, per its FFIEC Call Report.
- Is Dalhart Federal Savings & Loan Association, SSB above the 300% CRE concentration guideline?
- Dalhart Federal Savings & Loan Association, SSB's CRE loans stood at 39% of total risk-based capital as of Q1 2026, below the 300% CRE concentration supervisory guideline.
- Is Dalhart Federal Savings & Loan Association, SSB growing or shrinking its CRE lending?
- Dalhart Federal Savings & Loan Association, SSB's CRE loan book shrank 2.7% quarter-over-quarter as of Q1 2026 — a net balance change that reflects payoffs and sales as well as new originations.
- Has Dalhart Federal Savings & Loan Association, SSB faced regulatory enforcement actions?
- Yes — 1 regulatory enforcement action on record for Dalhart Federal Savings & Loan Association, SSB, most recently from the FDIC (Cease and Desist / Consent Orders) on Apr 20, 2026. See the Signals section for details and sources.
Answers generated from the verified data on this page — FFIEC Call Reports, county records, and first-party conversations — as of the dates shown.
Similar lenders
Other community banks we track with a comparable CRE book size.
- The Farmers and Merchants BankCommunity Bank · Caldwell · $8.8M CRE book
- McClave State BankCommunity Bank · Mcclave · $8.5M CRE book
- Generations BankCommunity Bank · Seneca Falls · $8.4M CRE book
- First State Bank of BrownsboroCommunity Bank · Brownsboro · $8.4M CRE book
- Bank of Dixon CountyCommunity Bank · Ponca · $8.4M CRE book
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Last updated Jul 2, 2026 · Sources: FFIEC CDR, county records, first-party conversations.