TX lenders / Community Bank
Community Bank & Trust, Waco, Texas
Community Bank · Waco, TX · Community Co The
- Total assets
- $658.3M
- CRE loan book
- $151.3M
- QoQ CRE growth
- 6.4%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.36% as of Q1 2026 — TX bank median 6.76% (0.39pp below median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.36% | 6.59% |
| Q4 2025 | 6.34% | 6.13% |
| Q3 2025 | 6.24% | 6.41% |
| Q2 2025 | 6.11% | 6.34% |
| Q1 2025 | 6.07% | 6.14% |
| Q4 2024 | 6.01% | 5.99% |
| Q3 2024 | 5.94% | 6.04% |
| Q2 2024 | 5.72% | 5.98% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $151.3M | $59.3M | $0 | 106% | $0 |
| Q4 2025 | $142.2M | $55.0M | $0 | 99% | $0 |
| Q3 2025 | $139.2M | $52.1M | $0 | 95% | $0 |
| Q2 2025 | $136.5M | $59.3M | $0 | 105% | $0 |
| Q1 2025 | $136.1M | $58.2M | $4.7M | 106% | $0 |
| Q4 2024 | $135.2M | $56.5M | $4.7M | 107% | $0 |
| Q3 2024 | $142.2M | $55.8M | $4.7M | 105% | $176,000 |
| Q2 2024 | $142.1M | $55.7M | $4.4M | 106% | $176,000 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- Community First BankCommunity Bank · Boscobel · $150.9M CRE book
- Oostburg State BankCommunity Bank · Oostburg · $150.8M CRE book
- Central Savings BankCommunity Bank · Sault Sainte Marie · $151.8M CRE book
- TXN BankCommunity Bank · Hondo · $152.0M CRE book
- The Colorado Bank and Trust Company of La JuntaCommunity Bank · La Junta · $150.2M CRE book
See all alternatives to Community Bank & Trust, Waco, Texas →
Last updated Jul 2, 2026 · Sources: FFIEC CDR, county records, first-party conversations.