TX lenders / Community Bank
Bank of Texas
Community Bank · Midland, TX · Tall City Bancshares Inc
- Total assets
- $543.1M
- CRE loan book
- $225.3M
- QoQ CRE growth
- -0.2%
- Q1 2026
Recorded CRE activity — harris County
3 commercial deeds of trust recorded recently, verified from county records.
- Jul 23, 2026 · landundisclosed
- Jun 18, 2026 · industrialundisclosed
- Jun 18, 2026 · industrialundisclosed
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 7.13% as of Q1 2026 — TX bank median 4.87% (2.26pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 7.13% | 6.90% |
| Q4 2025 | 6.68% | 6.83% |
| Q3 2025 | 6.80% | 7.69% |
| Q2 2025 | 6.94% | 7.04% |
| Q1 2025 | 6.56% | 6.77% |
| Q4 2024 | 6.80% | 7.20% |
| Q3 2024 | 7.19% | 7.55% |
| Q2 2024 | 6.94% | 7.44% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $225.3M | $52.0M | $8.6M | 281% | $579,000 |
| Q4 2025 | $225.8M | $53.4M | $8.6M | 266% | $0 |
| Q3 2025 | $220.8M | $46.3M | $8.2M | 259% | $0 |
| Q2 2025 | $221.6M | $44.9M | $8.2M | 278% | $0 |
| Q1 2025 | $224.5M | $61.4M | $8.6M | 294% | $542,000 |
| Q4 2024 | $240.3M | $77.1M | $8.6M | 330% | $0 |
| Q3 2024 | $229.0M | $70.3M | $8.8M | 329% | $0 |
| Q2 2024 | $219.9M | $76.5M | $9.9M | 242% | $0 |
Signals
Bank of Texas: frequently asked questions
- How large is Bank of Texas's commercial real estate loan book?
- As of Q1 2026, Bank of Texas reported $225.3M in commercial real estate loans out of $543.1M in total assets, per its FFIEC Call Report.
- Is Bank of Texas above the 300% CRE concentration guideline?
- Bank of Texas's CRE loans stood at 281% of total risk-based capital as of Q1 2026, below the 300% CRE concentration supervisory guideline.
- Is Bank of Texas growing or shrinking its CRE lending?
- Bank of Texas's CRE loan book shrank 0.2% quarter-over-quarter as of Q1 2026 — a net balance change that reflects payoffs and sales as well as new originations.
- How active is Bank of Texas in recorded CRE lending?
- 3 commercial deeds of trust naming Bank of Texas as lender have been recorded recently in harris County, verified from county records; the most recent was recorded Jul 23, 2026.
Answers generated from the verified data on this page — FFIEC Call Reports, county records, and first-party conversations — as of the dates shown.
Similar lenders
Other community banks we track with a comparable CRE book size.
- Baraboo State BankCommunity Bank · Baraboo · $225.1M CRE book
- F&M BankCommunity Bank · Edmond · $224.9M CRE book
- First National Bank of LouisianaCommunity Bank · Crowley · $223.9M CRE book
- The New Washington State BankCommunity Bank · New Washington · $227.0M CRE book
- Texas Champion BankCommunity Bank · Corpus Christi · $223.3M CRE book
Markets where Bank of Texas lends
Bank of Texas has commercial deeds of trust recorded in these metros. See who else is active there and current rate ranges by property type.
Houston
Houston (Harris County)
Dallas–Fort Worth
Dallas–Fort Worth (Dallas, Tarrant, Collin & Denton Counties)
Last updated Jul 23, 2026 · Sources: FFIEC CDR, county records, first-party conversations.