RefiLoop Lender Data

OK lenders / Community Bank

F&M Bank

Community Bank · Edmond, OK · F&M Bancshares Inc

Total assets
$925.2M
CRE loan book
$224.9M
CRE concentration
146%
below the 300% supervisory guideline
QoQ CRE growth
4.9%
Q1 2026

CRE book — quarterly trend (FFIEC Call Reports)

QuarterCRE loansConstructionMultifamilyConcentrationNonaccrual CRE
Q1 2026$224.9M$84.3M$15.8M146%$1.6M
Q4 2025$214.5M$74.7M$15.9M136%$1.6M
Q3 2025$214.2M$71.7M$16.5M139%$1.6M
Q2 2025$204.3M$62.6M$16.5M139%$1.6M
Q1 2025$201.9M$67.0M$10.5M139%$1.9M
Q4 2024$215.8M$65.5M$11.7M159%$2.3M
Q3 2024$214.4M$57.6M$19.8M168%$2.3M
Q2 2024$193.6M$51.1M$12.2M147%$3.1M

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Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.