TX lenders / Community Bank
American Bank of Commerce
Community Bank · Wolfforth, TX · Americo Bancshares Inc
- Total assets
- $1.8B
- CRE loan book
- $886.4M
- QoQ CRE growth
- 20.2%
- Q1 2026
Observed rates
Real loans — SBA 7(a)
7 SBA 7(a) real-estate loans in Texas over the last 12 months · median rate 9.50% (7 variable / 0 fixed) · $4.7M total approved.
Borrower cities: Austin (4), Georgetown, Prosper, Mesquite.
Source: SBA 7(a) FOIA dataset · most recent approval Dec 20, 2025. Loan-level government-guaranteed pricing; conventional CRE terms may differ.
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 5.98% as of Q1 2026 — TX bank median 6.76% (0.77pp below median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 5.98% | 6.60% |
| Q4 2025 | 6.32% | 6.94% |
| Q3 2025 | 6.49% | 7.10% |
| Q2 2025 | 6.21% | 6.86% |
| Q1 2025 | 6.00% | 6.74% |
| Q4 2024 | 6.17% | 7.00% |
| Q3 2024 | 5.93% | 6.88% |
| Q2 2024 | 5.93% | 6.68% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $886.4M | $261.5M | $91.1M | 334% | $0 |
| Q4 2025 | $737.3M | $188.3M | $89.1M | 274% | $1.1M |
| Q3 2025 | $695.9M | $180.8M | $85.0M | 273% | $1.2M |
| Q2 2025 | $690.3M | $156.9M | $122.9M | 272% | $1.2M |
| Q1 2025 | $653.7M | $157.7M | $119.3M | 301% | $170,000 |
| Q4 2024 | $606.1M | $127.7M | $117.2M | 273% | $173,000 |
| Q3 2024 | $622.8M | $134.9M | $116.0M | 287% | $2.0M |
| Q2 2024 | $604.4M | $126.7M | $114.5M | 276% | $2.0M |
Signals
CRE hiring
American Bank of Commerce: frequently asked questions
- How large is American Bank of Commerce's commercial real estate loan book?
- As of Q1 2026, American Bank of Commerce reported $886.4M in commercial real estate loans out of $1.8B in total assets, per its FFIEC Call Report.
- Is American Bank of Commerce above the 300% CRE concentration guideline?
- American Bank of Commerce's CRE loans stood at 334% of total risk-based capital as of Q1 2026, above the 300% CRE concentration supervisory guideline.
- Is American Bank of Commerce growing or shrinking its CRE lending?
- American Bank of Commerce's CRE loan book grew 20.2% quarter-over-quarter as of Q1 2026 — a net balance change that reflects payoffs and sales as well as new originations.
Answers generated from the verified data on this page — FFIEC Call Reports, county records, and first-party conversations — as of the dates shown.
Similar lenders
Other community banks we track with a comparable CRE book size.
- Wallis BankCommunity Bank · Wallis · $889.5M CRE book
- CB&S Bank, Inc.Community Bank · Russellville · $882.2M CRE book
- National Bank of CommerceCommunity Bank · Superior · $877.0M CRE book
- The Fidelity Deposit and Discount BankCommunity Bank · Dunmore · $865.2M CRE book
- North Dallas Bank & Trust Co.Community Bank · Dallas · $912.6M CRE book
Last updated Jul 2, 2026 · Sources: FFIEC CDR, county records, first-party conversations.