TX lenders / Community Bank
American Bank of Commerce
Community Bank · Wolfforth, TX · Americo Bancshares Inc
- Total assets
- $1.8B
- CRE loan book
- $886.4M
- QoQ CRE growth
- 20.2%
- Q1 2026
Recorded CRE activity — harris County
8 commercial deeds of trust recorded recently, verified from county records.
- Jul 8, 2026 · unknownundisclosed
- Jul 2, 2026 · unknownundisclosed
- Jun 17, 2026 · unknownundisclosed
- Jun 17, 2026 · unknownundisclosed
- Jun 17, 2026 · unknownundisclosed
- Jun 15, 2026 · industrialundisclosed
- Jun 10, 2026 · unknownundisclosed
- Jun 10, 2026 · unknownundisclosed
Observed rates
Real loans — SBA 7(a)
5 SBA 7(a) real-estate loans in Texas over the last 12 months · median rate 9.50% (5 variable / 0 fixed) · $4.0M total approved.
Borrower cities: Austin (3), Georgetown, Prosper.
Source: SBA 7(a) FOIA dataset · most recent approval Dec 20, 2025. Loan-level government-guaranteed pricing; conventional CRE terms may differ.
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 5.98% as of Q1 2026 — TX bank median 4.87% (1.12pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 5.98% | 6.60% |
| Q4 2025 | 6.32% | 6.94% |
| Q3 2025 | 6.49% | 7.10% |
| Q2 2025 | 6.21% | 6.86% |
| Q1 2025 | 6.00% | 6.74% |
| Q4 2024 | 6.17% | 7.00% |
| Q3 2024 | 5.93% | 6.88% |
| Q2 2024 | 5.93% | 6.68% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $886.4M | $261.5M | $91.1M | 334% | $0 |
| Q4 2025 | $737.3M | $188.3M | $89.1M | 274% | $1.1M |
| Q3 2025 | $695.9M | $180.8M | $85.0M | 273% | $1.2M |
| Q2 2025 | $690.3M | $156.9M | $122.9M | 272% | $1.2M |
| Q1 2025 | $653.7M | $157.7M | $119.3M | 301% | $170,000 |
| Q4 2024 | $606.1M | $127.7M | $117.2M | 273% | $173,000 |
| Q3 2024 | $622.8M | $134.9M | $116.0M | 287% | $2.0M |
| Q2 2024 | $604.4M | $126.7M | $114.5M | 276% | $2.0M |
Signals
CRE hiring
American Bank of Commerce: frequently asked questions
- How large is American Bank of Commerce's commercial real estate loan book?
- As of Q1 2026, American Bank of Commerce reported $886.4M in commercial real estate loans out of $1.8B in total assets, per its FFIEC Call Report.
- Is American Bank of Commerce above the 300% CRE concentration guideline?
- American Bank of Commerce's CRE loans stood at 334% of total risk-based capital as of Q1 2026, above the 300% CRE concentration supervisory guideline.
- Is American Bank of Commerce growing or shrinking its CRE lending?
- American Bank of Commerce's CRE loan book grew 20.2% quarter-over-quarter as of Q1 2026 — a net balance change that reflects payoffs and sales as well as new originations.
- How active is American Bank of Commerce in recorded CRE lending?
- 8 commercial deeds of trust naming American Bank of Commerce as lender have been recorded recently in harris County, verified from county records; the most recent was recorded Jul 8, 2026.
Answers generated from the verified data on this page — FFIEC Call Reports, county records, and first-party conversations — as of the dates shown.
Similar lenders
Other community banks we track with a comparable CRE book size.
- Wallis BankCommunity Bank · Wallis · $889.5M CRE book
- National Bank of CommerceCommunity Bank · Superior · $877.0M CRE book
- The Fidelity Deposit and Discount BankCommunity Bank · Dunmore · $865.2M CRE book
- Regent BankCommunity Bank · Tulsa · $910.0M CRE book
- Omb BankCommunity Bank · Springfield · $910.5M CRE book
Markets where American Bank of Commerce lends
American Bank of Commerce has commercial deeds of trust recorded in these metros. See who else is active there and current rate ranges by property type.
Houston
Houston (Harris County)
Dallas–Fort Worth
Dallas–Fort Worth (Dallas, Tarrant, Collin & Denton Counties)
Last updated Jul 8, 2026 · Sources: FFIEC CDR, county records, first-party conversations.