TX lenders / Community Bank
Alliance Bank Central Texas
Community Bank · Woodway, TX · Abct Holdings Inc
- Total assets
- $1.3B
- CRE loan book
- $568.1M
- QoQ CRE growth
- -1.4%
- Q1 2026
Recorded CRE activity — mclennan County
11 commercial deeds of trust recorded recently, verified from county records.
- Jul 13, 2026 · landundisclosed
- Jul 10, 2026 · unknownundisclosed
- Jul 10, 2026 · unknownundisclosed
- Jul 9, 2026 · unknownundisclosed
- Jul 7, 2026 · landundisclosed
- Jul 6, 2026 · unknownundisclosed
- Jul 2, 2026 · unknownundisclosed
- Jul 1, 2026 · landundisclosed
- Jul 1, 2026 · landundisclosed
- Jun 30, 2026 · unknownundisclosed
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.21% as of Q1 2026 — TX bank median 4.87% (1.35pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.21% | 6.41% |
| Q4 2025 | 6.37% | 6.62% |
| Q3 2025 | 6.47% | 6.72% |
| Q2 2025 | 6.40% | 6.67% |
| Q1 2025 | 6.28% | 6.56% |
| Q4 2024 | 6.33% | 6.63% |
| Q3 2024 | 6.32% | 6.67% |
| Q2 2024 | 6.21% | 6.53% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $568.1M | $161.8M | $13.4M | 272% | $0 |
| Q4 2025 | $575.9M | $163.5M | $13.2M | 282% | $0 |
| Q3 2025 | $567.3M | $160.8M | $13.2M | 335% | $0 |
| Q2 2025 | $578.9M | $178.9M | $14.0M | 355% | $0 |
| Q1 2025 | $545.2M | $186.7M | $13.7M | 351% | $0 |
| Q4 2024 | $552.7M | $202.2M | $13.8M | 371% | $0 |
| Q3 2024 | $568.4M | $212.5M | $14.8M | 382% | $17.0M |
| Q2 2024 | $563.7M | $195.9M | $15.0M | 386% | $17.0M |
Signals
Alliance Bank Central Texas: frequently asked questions
- How large is Alliance Bank Central Texas's commercial real estate loan book?
- As of Q1 2026, Alliance Bank Central Texas reported $568.1M in commercial real estate loans out of $1.3B in total assets, per its FFIEC Call Report.
- Is Alliance Bank Central Texas above the 300% CRE concentration guideline?
- Alliance Bank Central Texas's CRE loans stood at 272% of total risk-based capital as of Q1 2026, below the 300% CRE concentration supervisory guideline.
- Is Alliance Bank Central Texas growing or shrinking its CRE lending?
- Alliance Bank Central Texas's CRE loan book shrank 1.4% quarter-over-quarter as of Q1 2026 — a net balance change that reflects payoffs and sales as well as new originations.
- How active is Alliance Bank Central Texas in recorded CRE lending?
- 11 commercial deeds of trust naming Alliance Bank Central Texas as lender have been recorded recently in mclennan County, verified from county records; the most recent was recorded Jul 13, 2026.
Answers generated from the verified data on this page — FFIEC Call Reports, county records, and first-party conversations — as of the dates shown.
Similar lenders
Other community banks we track with a comparable CRE book size.
- Lincoln Savings BankCommunity Bank · Reinbeck · $569.5M CRE book
- Commercial Bank of Texas, National AssociationCommunity Bank · Nacogdoches · $571.4M CRE book
- Bank of WashingtonCommunity Bank · Washington · $576.0M CRE book
- Citizens BankCommunity Bank · Mukwonago · $577.1M CRE book
- Cornhusker BankCommunity Bank · Lincoln · $557.7M CRE book
Last updated Jul 13, 2026 · Sources: FFIEC CDR, county records, first-party conversations.