TN lenders / Community Bank
Peoples Bank & Trust Company
Community Bank · Manchester, TN · Peoples Bcorp Inc
- Total assets
- $170.4M
- CRE loan book
- $47.0M
- QoQ CRE growth
- -2.3%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.78% as of Q1 2026 — TX bank median 4.87% (1.91pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.78% | 7.06% |
| Q4 2025 | 7.04% | 7.35% |
| Q3 2025 | 7.04% | 7.36% |
| Q2 2025 | 6.98% | 7.32% |
| Q1 2025 | 6.77% | 7.11% |
| Q4 2024 | 6.92% | 7.24% |
| Q3 2024 | 6.77% | 7.20% |
| Q2 2024 | 6.41% | 6.83% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $47.0M | $20.1M | $300,000 | 142% | $0 |
| Q4 2025 | $48.1M | $20.2M | $309,000 | 149% | $0 |
| Q3 2025 | $49.0M | $20.2M | $307,000 | 153% | $0 |
| Q2 2025 | $48.3M | $18.8M | $310,000 | 153% | $0 |
| Q1 2025 | $47.2M | $20.2M | $314,000 | 162% | $0 |
| Q4 2024 | $43.2M | $20.1M | $317,000 | 163% | $0 |
| Q3 2024 | $40.1M | $17.3M | $320,000 | 153% | $0 |
| Q2 2024 | $37.6M | $14.4M | $324,000 | 144% | $0 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- La Salle State BankCommunity Bank · La Salle · $47.0M CRE book
- Farmers and Merchants BankCommunity Bank · Lafayette · $46.6M CRE book
- Alamosa State BankCommunity Bank · Alamosa · $46.6M CRE book
- The Commercial Bank of GraysonCommunity Bank · Grayson · $47.4M CRE book
- The Farmers State Bank of WaupacaCommunity Bank · Waupaca · $47.5M CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.