RefiLoop Lender Data

AL lenders / Community Bank

Farmers and Merchants Bank

Community Bank · Lafayette, AL · Farmers&Merchants Bancshares

Total assets
$305.6M
CRE loan book
$46.6M
CRE concentration
96%
below the 300% supervisory guideline
QoQ CRE growth
-0.7%
Q1 2026

CRE book — quarterly trend (FFIEC Call Reports)

QuarterCRE loansConstructionMultifamilyConcentrationNonaccrual CRE
Q1 2026$46.6M$14.4M$2.2M96%$332,000
Q4 2025$46.9M$16.1M$2.2M92%$195,000
Q3 2025$47.6M$18.0M$2.2M69%$12,000
Q2 2025$43.6M$16.6M$2.3M66%$13,000
Q1 2025$36.0M$11.7M$2.3M50%$14,000
Q4 2024$33.9M$10.1M$2.3M46%$15,000
Q3 2024$33.0M$8.6M$2.4M41%$16,000
Q2 2024$30.0M$7.7M$2.4M40%$16,000

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Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.