SD lenders / Community Bank
The Bancorp Bank, National Association
Community Bank · Sioux Falls, SD · Bancorp Inc The
- Total assets
- $9.9B
- CRE loan book
- $3.2B
- QoQ CRE growth
- 2.0%
- Q1 2026
Recorded CRE activity — smith County
1 commercial deed of trust recorded recently, verified from county records.
- Jun 30, 2026 · unknownundisclosed
Observed rates
Real loans — SBA 7(a)
8 SBA 7(a) real-estate loans in Texas over the last 12 months · median rate 8.38% (8 variable / 0 fixed) · $13.4M total approved.
Borrower cities: Pearland (2), Hutchins, Austin, Houston, Tyler, Perrin.
Source: SBA 7(a) FOIA dataset · most recent approval Feb 20, 2026. Loan-level government-guaranteed pricing; conventional CRE terms may differ.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $3.2B | $24.6M | $2.3B | 265% | $56.5M |
| Q4 2025 | $3.1B | $27.3M | $2.2B | 260% | $39.0M |
| Q3 2025 | $3.0B | $39.5M | $2.2B | 255% | $60.1M |
| Q2 2025 | $3.1B | $35.8M | $2.2B | 241% | $49.8M |
| Q1 2025 | $3.1B | $47.2M | $2.3B | 260% | $21.1M |
| Q4 2024 | $3.0B | $39.9M | $2.2B | 258% | $24.5M |
| Q3 2024 | $3.1B | $35.4M | $2.3B | 274% | $24.4M |
| Q2 2024 | $3.1B | $36.3M | $2.2B | 267% | $15.1M |
The Bancorp Bank, National Association: frequently asked questions
- How large is The Bancorp Bank, National Association's commercial real estate loan book?
- As of Q1 2026, The Bancorp Bank, National Association reported $3.2B in commercial real estate loans out of $9.9B in total assets, per its FFIEC Call Report.
- Is The Bancorp Bank, National Association above the 300% CRE concentration guideline?
- The Bancorp Bank, National Association's CRE loans stood at 265% of total risk-based capital as of Q1 2026, below the 300% CRE concentration supervisory guideline.
- Is The Bancorp Bank, National Association growing or shrinking its CRE lending?
- The Bancorp Bank, National Association's CRE loan book grew 2.0% quarter-over-quarter as of Q1 2026 — a net balance change that reflects payoffs and sales as well as new originations.
- How active is The Bancorp Bank, National Association in recorded CRE lending?
- 1 commercial deed of trust naming The Bancorp Bank, National Association as lender has been recorded recently in smith County, verified from county records; the most recent was recorded Jun 30, 2026.
Answers generated from the verified data on this page — FFIEC Call Reports, county records, and first-party conversations — as of the dates shown.
Similar lenders
Other community banks we track with a comparable CRE book size.
- CNB BankCommunity Bank · Clearfield · $3.1B CRE book
- First Mid Bank & Trust, National AssociationCommunity Bank · Mattoon · $3.3B CRE book
- Peapack Private Bank & TrustCommunity Bank · Bedminster · $3.4B CRE book
- Pinnacle BankCommunity Bank · Lincoln · $3.5B CRE book
- Union Bank and Trust CompanyCommunity Bank · Lincoln · $3.5B CRE book
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Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.