RefiLoop Lender Data

SD lenders / Community Bank

First Western Federal Savings Bank

Community Bank · Rapid City, SD

Total assets
$65.5M
CRE loan book
$3.0M
CRE concentration
27%
below the 300% supervisory guideline
QoQ CRE growth
-8.3%
Q1 2026

Recorded CRE activity — harris County

2 commercial deeds of trust recorded recently, verified from county records.

  • Jul 16, 2026 · unknownundisclosed
  • Jul 15, 2026 · unknownundisclosed

Observed rates

Book yield — real-estate loans

Implied yield on the existing real-estate loan book: 8.08% as of Q1 2026 — TX bank median 4.87% (3.22pp above median).

QuarterRE loan yieldAll loans & leases
Q1 20268.08%8.09%
Q4 20257.97%7.97%
Q3 20257.99%8.00%
Q2 20258.07%8.07%
Q1 20257.87%7.87%
Q4 20247.61%7.63%
Q3 20247.60%7.60%
Q2 20247.34%7.34%

What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.

For a current market estimate for your property, use the terms estimator →

CRE book — quarterly trend (FFIEC Call Reports)

QuarterCRE loansConstructionMultifamilyConcentrationNonaccrual CRE
Q1 2026$3.0M$0$915,00027%$0
Q4 2025$3.3M$0$1.3M29%$0
Q3 2025$3.0M$0$1.3M27%$0
Q2 2025$2.5M$0$1.3M23%$0
Q1 2025$2.4M$0$1.1M21%$0
Q4 2024$2.2M$0$1.1M20%$0
Q3 2024$2.5M$0$1.2M23%$0
Q2 2024$2.6M$0$1.3M24%$0

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Markets where First Western Federal Savings Bank lends

First Western Federal Savings Bank has commercial deeds of trust recorded in this metro. See who else is active there and current rate ranges by property type.

Last updated Jul 16, 2026 · Sources: FFIEC CDR, county records, first-party conversations.