PA lenders / Community Bank
Tioga-Franklin Savings Bank
Community Bank · Philadelphia, PA
- Total assets
- $69.0M
- CRE loan book
- $21.4M
- QoQ CRE growth
- 0.6%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 7.40% as of Q1 2026 — TX bank median 4.87% (2.53pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 7.40% | 6.86% |
| Q4 2025 | 6.94% | 6.97% |
| Q3 2025 | 6.66% | 6.75% |
| Q2 2025 | 6.74% | 6.78% |
| Q1 2025 | 6.56% | 6.79% |
| Q4 2024 | 4.76% | 7.31% |
| Q3 2024 | 6.39% | 6.60% |
| Q2 2024 | 7.09% | 7.00% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $21.4M | $1.2M | $1.9M | 569% | $1.2M |
| Q4 2025 | $21.2M | $1.2M | $1.9M | 539% | $1.2M |
| Q3 2025 | $21.3M | $1.4M | $2.4M | 475% | $914,000 |
| Q2 2025 | $20.9M | $1.4M | $2.5M | 545% | $927,000 |
| Q1 2025 | $20.5M | $1.3M | $2.5M | 463% | $940,000 |
| Q4 2024 | $18.9M | $1.2M | $2.5M | 369% | $958,000 |
| Q3 2024 | $17.9M | $1.6M | $2.5M | 317% | $927,000 |
| Q2 2024 | $16.6M | $1.5M | $2.5M | 264% | $448,000 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- TruCommunity BankCommunity Bank · Garrison · $21.2M CRE book
- Fowler State BankCommunity Bank · Fowler · $21.5M CRE book
- State Bank of MissouriCommunity Bank · Concordia · $21.7M CRE book
- Sandhills State BankCommunity Bank · North Platte · $21.8M CRE book
- Hamlin Bank and Trust CompanyCommunity Bank · Smethport · $22.0M CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.