OK lenders / Community Bank
The Hopeton State Bank
Community Bank · Hopeton, OK · One America Bcorp Inc
- Total assets
- $31.2M
- CRE loan book
- $1.7M
- QoQ CRE growth
- -0.7%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 2.90% as of Q1 2026 — TX bank median 4.87% (1.97pp below median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 2.90% | 6.21% |
| Q4 2025 | 7.37% | 7.49% |
| Q3 2025 | 9.56% | 8.70% |
| Q2 2025 | — | 0.56% |
| Q1 2025 | 7.99% | 6.47% |
| Q4 2024 | 8.19% | 6.57% |
| Q3 2024 | 7.58% | 6.66% |
| Q2 2024 | 23.64% | 8.12% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $1.7M | $0 | $0 | 0% | $0 |
| Q4 2025 | $1.7M | $0 | $0 | 0% | $0 |
| Q3 2025 | $615,000 | $0 | $0 | 0% | $0 |
| Q2 2025 | $868,000 | $0 | $0 | 0% | $0 |
| Q1 2025 | $871,000 | $0 | $0 | 0% | $0 |
| Q4 2024 | $800,000 | $0 | $0 | 0% | $0 |
| Q3 2024 | $803,000 | $0 | $0 | 0% | $0 |
| Q2 2024 | $856,000 | $0 | $0 | 0% | $0 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- Farmers State Bank of EmdenCommunity Bank · Emden · $1.8M CRE book
- The First Bank of OkarcheCommunity Bank · Okarche · $1.8M CRE book
- State Bank of ScotiaCommunity Bank · Scotia · $1.6M CRE book
- Campus State BankCommunity Bank · Campus · $1.6M CRE book
- The Dickinson County BankCommunity Bank · Enterprise · $1.6M CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.