NE lenders / Community Bank
State Bank of Scotia
Community Bank · Scotia, NE
- Total assets
- $61.6M
- CRE loan book
- $1.6M
- QoQ CRE growth
- -5.5%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.08% as of Q1 2026 — TX bank median 4.87% (1.21pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.08% | 6.90% |
| Q4 2025 | 6.07% | 7.16% |
| Q3 2025 | 6.00% | 7.50% |
| Q2 2025 | 5.82% | 5.69% |
| Q1 2025 | 6.09% | 7.21% |
| Q4 2024 | 6.28% | 7.33% |
| Q3 2024 | 6.37% | 7.18% |
| Q2 2024 | 5.88% | 7.36% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $1.6M | $0 | $0 | 13% | $0 |
| Q4 2025 | $1.7M | $0 | $0 | 13% | $0 |
| Q3 2025 | $1.7M | $0 | $0 | 13% | $0 |
| Q2 2025 | $1.8M | $0 | $0 | 14% | $0 |
| Q1 2025 | $1.8M | $0 | $0 | 14% | $0 |
| Q4 2024 | $2.2M | $0 | $0 | 17% | $0 |
| Q3 2024 | $1.9M | $0 | $0 | 0% | $0 |
| Q2 2024 | $1.9M | $0 | $0 | 0% | $0 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- Campus State BankCommunity Bank · Campus · $1.6M CRE book
- The Dickinson County BankCommunity Bank · Enterprise · $1.6M CRE book
- The Hopeton State BankCommunity Bank · Hopeton · $1.7M CRE book
- The Fidelity State Bank and Trust CompanyCommunity Bank · Dodge City · $1.5M CRE book
- Farmers State Bank of EmdenCommunity Bank · Emden · $1.8M CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.