OK lenders / Community Bank
SNB Bank, National Association
Community Bank · Shattuck, OK · Shattuck Bancshares Inc
- Total assets
- $129.1M
- CRE loan book
- $17.5M
- QoQ CRE growth
- -12.9%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 8.32% as of Q1 2026 — TX bank median 4.87% (3.46pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 8.32% | 7.45% |
| Q4 2025 | 4.76% | 6.13% |
| Q3 2025 | 4.57% | 6.03% |
| Q2 2025 | 6.72% | 6.78% |
| Q1 2025 | 5.12% | 5.99% |
| Q4 2024 | 6.56% | 8.99% |
| Q3 2024 | 6.10% | 6.54% |
| Q2 2024 | 6.12% | 6.19% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $17.5M | $467,000 | $0 | 4% | $1.2M |
| Q4 2025 | $20.1M | $801,000 | $0 | 6% | $3.9M |
| Q3 2025 | $22.6M | $556,000 | $0 | 4% | $1.5M |
| Q2 2025 | $22.6M | $374,000 | $0 | 3% | $607,000 |
| Q1 2025 | $19.9M | $258,000 | $0 | 3% | $607,000 |
| Q4 2024 | $18.9M | $1.7M | $0 | 13% | $0 |
| Q3 2024 | $18.9M | $1.7M | $0 | 15% | $0 |
| Q2 2024 | $18.8M | $1.9M | $0 | 17% | $0 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- The First Trust and Savings Bank of Watseka, IllinoisCommunity Bank · Watseka · $17.4M CRE book
- The Peoples BankCommunity Bank · Pratt · $17.7M CRE book
- Farmers Savings BankCommunity Bank · Colesburg · $17.3M CRE book
- Commercial State BankCommunity Bank · Palmer · $17.3M CRE book
- United Security BankCommunity Bank · Fulton · $17.8M CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.