MO lenders / Community Bank
United Security Bank
Community Bank · Fulton, MO · Mid-Mo Bancshares Inc
- Total assets
- $98.2M
- CRE loan book
- $17.8M
- QoQ CRE growth
- -1.0%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.56% as of Q1 2026 — TX bank median 4.87% (1.70pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.56% | 6.82% |
| Q4 2025 | 6.65% | 6.92% |
| Q3 2025 | 6.60% | 6.90% |
| Q2 2025 | 6.43% | 6.75% |
| Q1 2025 | 6.34% | 6.67% |
| Q4 2024 | 6.37% | 6.69% |
| Q3 2024 | 6.20% | 6.60% |
| Q2 2024 | 5.99% | 6.43% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $17.8M | $5.7M | $0 | 131% | $0 |
| Q4 2025 | $18.0M | $5.8M | $0 | 133% | $0 |
| Q3 2025 | $17.0M | $5.3M | $0 | 128% | $0 |
| Q2 2025 | $15.0M | $3.9M | $0 | 117% | $0 |
| Q1 2025 | $14.5M | $3.1M | $0 | 116% | $0 |
| Q4 2024 | $13.9M | $3.0M | $0 | 114% | $0 |
| Q3 2024 | $13.4M | $3.3M | $0 | 112% | $0 |
| Q2 2024 | $13.1M | $2.8M | $0 | 112% | $0 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- The Peoples BankCommunity Bank · Pratt · $17.7M CRE book
- First Bank & Trust CompanyCommunity Bank · Perry · $18.0M CRE book
- Danville State Savings BankCommunity Bank · New London · $18.1M CRE book
- The First National Bank in AmboyCommunity Bank · Amboy · $18.1M CRE book
- SNB Bank, National AssociationCommunity Bank · Shattuck · $17.5M CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.