OK lenders / Community Bank
First Texoma National Bank
Community Bank · Durant, OK · Fnb Financial Services Inc
- Total assets
- $225.2M
- CRE loan book
- $56.2M
- QoQ CRE growth
- 4.3%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.68% as of Q1 2026 — TX bank median 4.87% (1.81pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.68% | 6.88% |
| Q4 2025 | 6.75% | 6.94% |
| Q3 2025 | 6.61% | 6.85% |
| Q2 2025 | 6.55% | 6.79% |
| Q1 2025 | 6.27% | 6.51% |
| Q4 2024 | 6.25% | 6.55% |
| Q3 2024 | 6.33% | 6.61% |
| Q2 2024 | 5.94% | 6.26% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $56.2M | $15.7M | $7.2M | 129% | $3.5M |
| Q4 2025 | $53.9M | $13.7M | $7.2M | 125% | $3.5M |
| Q3 2025 | $53.0M | $12.8M | $7.3M | 122% | $3.3M |
| Q2 2025 | $53.5M | $13.0M | $7.4M | 127% | $3.4M |
| Q1 2025 | $52.1M | $11.5M | $7.4M | 123% | $3.4M |
| Q4 2024 | $52.3M | $10.9M | $7.5M | 123% | $3.8M |
| Q3 2024 | $50.1M | $10.0M | $7.6M | 112% | $3.4M |
| Q2 2024 | $51.4M | $12.9M | $6.1M | 116% | $3.5M |
Similar lenders
Other community banks we track with a comparable CRE book size.
- Tanager BankCommunity Bank · Jackson · $56.1M CRE book
- The Falls City National BankCommunity Bank · Falls City · $55.9M CRE book
- Bank of Abbeville & Trust CompanyCommunity Bank · Abbeville · $55.2M CRE book
- Manhattan BankCommunity Bank · Manhattan · $55.1M CRE book
- Murphy-Wall State Bank and Trust CompanyCommunity Bank · Pinckneyville · $54.9M CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.