TX lenders / Community Bank
The Falls City National Bank
Community Bank · Falls City, TX
- Total assets
- $598.1M
- CRE loan book
- $55.9M
- QoQ CRE growth
- -0.8%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 7.44% as of Q1 2026 — TX bank median 6.76% (0.68pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 7.44% | 7.57% |
| Q4 2025 | 7.77% | 7.95% |
| Q3 2025 | 7.77% | 7.98% |
| Q2 2025 | 7.77% | 8.01% |
| Q1 2025 | 8.04% | 8.27% |
| Q4 2024 | 8.47% | 8.63% |
| Q3 2024 | 8.55% | 8.73% |
| Q2 2024 | 8.50% | 8.71% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $55.9M | $38.8M | $0 | 55% | $582,000 |
| Q4 2025 | $56.4M | $40.9M | $0 | 57% | $605,000 |
| Q3 2025 | $62.6M | $46.6M | $0 | 64% | $1.4M |
| Q2 2025 | $62.0M | $45.9M | $0 | 64% | $1.5M |
| Q1 2025 | $60.6M | $44.4M | $0 | 65% | $1.5M |
| Q4 2024 | $62.4M | $44.4M | $0 | 70% | $894,000 |
| Q3 2024 | $76.8M | $58.2M | $0 | 87% | $930,000 |
| Q2 2024 | $70.3M | $51.7M | $0 | 81% | $903,000 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- Tanager BankCommunity Bank · Jackson · $56.1M CRE book
- First Texoma National BankCommunity Bank · Durant · $56.2M CRE book
- The Lyon County State BankCommunity Bank · Emporia · $56.2M CRE book
- Bank of Abbeville & Trust CompanyCommunity Bank · Abbeville · $55.2M CRE book
- Manhattan BankCommunity Bank · Manhattan · $55.1M CRE book
Last updated Jul 2, 2026 · Sources: FFIEC CDR, county records, first-party conversations.