OH lenders / Community Bank
The Peoples Bank Co.
Community Bank · Coldwater, OH · Peoples Holding Co Inc
- Total assets
- $842.5M
- CRE loan book
- $135.8M
- QoQ CRE growth
- 2.9%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.04% as of Q1 2026 — TX bank median 4.87% (1.18pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.04% | 6.18% |
| Q4 2025 | 6.17% | 6.34% |
| Q3 2025 | 6.04% | 6.24% |
| Q2 2025 | 5.96% | 6.16% |
| Q1 2025 | 5.84% | 6.07% |
| Q4 2024 | 5.79% | 6.02% |
| Q3 2024 | 5.63% | 5.93% |
| Q2 2024 | 5.49% | 5.79% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $135.8M | $20.8M | $26.7M | 74% | $0 |
| Q4 2025 | $132.0M | $20.2M | $28.8M | 69% | $0 |
| Q3 2025 | $135.5M | $17.8M | $32.3M | 72% | $0 |
| Q2 2025 | $137.0M | $25.4M | $28.1M | 81% | $0 |
| Q1 2025 | $133.1M | $22.3M | $30.5M | 81% | $0 |
| Q4 2024 | $133.8M | $29.5M | $30.8M | 83% | $0 |
| Q3 2024 | $132.6M | $34.0M | $23.1M | 81% | $0 |
| Q2 2024 | $127.5M | $29.4M | $22.6M | 78% | $0 |
Similar lenders
Other community banks we track with a comparable CRE book size.
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.