IA lenders / Community Bank
First Bank
Community Bank · Waverly, IA · First Of Waverly Corp
- Total assets
- $747.7M
- CRE loan book
- $135.4M
- QoQ CRE growth
- -0.5%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 5.77% as of Q1 2026 — TX bank median 4.87% (0.90pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 5.77% | 6.14% |
| Q4 2025 | 5.74% | 6.21% |
| Q3 2025 | 5.58% | 6.20% |
| Q2 2025 | 5.43% | 6.07% |
| Q1 2025 | 5.37% | 5.99% |
| Q4 2024 | 5.37% | 6.10% |
| Q3 2024 | 5.25% | 6.08% |
| Q2 2024 | 5.08% | 6.02% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $135.4M | $22.2M | $18.0M | 73% | $0 |
| Q4 2025 | $136.0M | $22.7M | $18.2M | 76% | $0 |
| Q3 2025 | $137.1M | $15.6M | $25.9M | 79% | $0 |
| Q2 2025 | $124.4M | $17.4M | $25.3M | 67% | $261,000 |
| Q1 2025 | $123.0M | $16.4M | $25.6M | 66% | $46,000 |
| Q4 2024 | $120.8M | $25.7M | $16.4M | 67% | $46,000 |
| Q3 2024 | $115.2M | $22.9M | $16.6M | 65% | $46,000 |
| Q2 2024 | $110.4M | $23.2M | $15.6M | 62% | $46,000 |
Signals
Recent news
- First Bank Q2 2026 slides: efficiency leads peers, assets hit $4.1B - Investing.com — Coverage of First Bank related to commercial real estate and lending reported by investing.com.Jul 24, 2026
- First Bank Q2 2026 slides: strong profitability amid revenue headwinds - Investing.com — Coverage of First Bank related to commercial real estate and lending reported by investing.com.Jul 24, 2026
- First Bank Q2 Earnings Call Highlights - MarketBeat — Coverage of First Bank related to earnings reported by marketbeat.com.Jul 24, 2026
- Your SBA Loan Questions, Answered by First Bank - PHILADELPHIA.Today — Coverage of First Bank related to lending reported by philadelphia.today.Jun 9, 2026
Similar lenders
Other community banks we track with a comparable CRE book size.
- Belgrade State BankCommunity Bank · Belgrade · $135.0M CRE book
- The Peoples Bank Co.Community Bank · Coldwater · $135.8M CRE book
- First BankCommunity Bank · Ketchikan · $136.5M CRE book
- Woodford State BankCommunity Bank · Monroe · $136.5M CRE book
- Bank & Trust CompanyCommunity Bank · Litchfield · $137.3M CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.