OH lenders / Community Bank
The Home Loan Savings Bank
Community Bank · Coshocton, OH · Home Loan Financial Corp
- Total assets
- $383.2M
- CRE loan book
- $112.9M
- QoQ CRE growth
- 2.3%
- Q1 2026
Recorded CRE activity — oh-tuscarawas County
5 commercial deeds of trust recorded recently, verified from county records.
- Oct 22, 2026 · unknownundisclosed
- Oct 21, 2026 · unknownundisclosed
- Oct 6, 2026 · landundisclosed
- Aug 27, 2026 · unknownundisclosed
- Jul 29, 2026 · unknownundisclosed
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.83% as of Q1 2026 — TX bank median 4.87% (1.97pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.83% | 7.44% |
| Q4 2025 | 7.08% | 7.49% |
| Q3 2025 | 7.22% | 7.47% |
| Q2 2025 | 7.03% | 7.30% |
| Q1 2025 | 6.88% | 7.20% |
| Q4 2024 | 7.15% | 7.45% |
| Q3 2024 | 7.10% | 7.41% |
| Q2 2024 | 6.89% | 7.22% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $112.9M | $24.6M | $4.3M | 177% | $0 |
| Q4 2025 | $110.4M | $27.9M | $4.4M | 188% | $0 |
| Q3 2025 | $103.4M | $27.7M | $4.4M | 188% | $339,000 |
| Q2 2025 | $102.4M | $26.9M | $4.0M | 184% | $339,000 |
| Q1 2025 | $100.4M | $25.4M | $4.1M | 175% | $389,000 |
| Q4 2024 | $94.7M | $22.4M | $4.0M | 160% | $389,000 |
| Q3 2024 | $97.5M | $31.5M | $4.0M | 194% | $389,000 |
| Q2 2024 | $90.6M | $28.9M | $4.0M | 198% | $389,000 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- Owen County State BankCommunity Bank · Spencer · $113.4M CRE book
- Farmers and Merchants Bank of St. ClairCommunity Bank · Saint Clair · $112.2M CRE book
- State BankCommunity Bank · Waterloo · $112.2M CRE book
- First Southern BankCommunity Bank · Waycross · $113.9M CRE book
- Vermillion State BankCommunity Bank · Vermillion · $114.0M CRE book
Last updated Oct 22, 2026 · Sources: FFIEC CDR, county records, first-party conversations.