RefiLoop Lender Data

MO lenders / Community Bank

Farmers and Merchants Bank of St. Clair

Community Bank · Saint Clair, MO · Saint Clair Bancshares Inc

Total assets
$343.0M
CRE loan book
$112.2M
CRE concentration
193%
below the 300% supervisory guideline
QoQ CRE growth
0.5%
Q1 2026

CRE book — quarterly trend (FFIEC Call Reports)

QuarterCRE loansConstructionMultifamilyConcentrationNonaccrual CRE
Q1 2026$112.2M$26.8M$35.7M193%$0
Q4 2025$111.7M$29.1M$32.4M195%$0
Q3 2025$105.5M$25.7M$32.8M185%$0
Q2 2025$105.4M$25.8M$33.4M184%$0
Q1 2025$100.8M$26.4M$29.1M173%$0
Q4 2024$101.4M$24.6M$28.7M174%$161,000
Q3 2024$105.3M$21.1M$30.8M186%$0
Q2 2024$101.5M$16.2M$30.8M178%$0

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Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.