OH lenders / Community Bank
The Hamler State Bank
Community Bank · Hamler, OH
- Total assets
- $125.6M
- CRE loan book
- $36.5M
- QoQ CRE growth
- 1.4%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 5.54% as of Q1 2026 — TX bank median 4.87% (0.68pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 5.54% | 5.60% |
| Q4 2025 | 5.62% | 5.73% |
| Q3 2025 | 5.40% | 5.59% |
| Q2 2025 | 5.32% | 5.48% |
| Q1 2025 | 5.10% | 5.29% |
| Q4 2024 | 5.15% | 5.42% |
| Q3 2024 | 5.03% | 5.28% |
| Q2 2024 | 4.72% | 4.99% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $36.5M | $3,000 | $2.5M | 197% | $0 |
| Q4 2025 | $36.0M | $192,000 | $3.1M | 191% | $0 |
| Q3 2025 | $35.0M | $71,000 | $3.1M | 190% | $92,000 |
| Q2 2025 | $34.1M | $0 | $3.2M | 185% | $87,000 |
| Q1 2025 | $32.6M | $0 | $3.2M | 181% | $86,000 |
| Q4 2024 | $33.6M | $0 | $3.2M | 182% | $0 |
| Q3 2024 | $31.9M | $0 | $3.3M | 176% | $0 |
| Q2 2024 | $31.1M | $0 | $3.3M | 175% | $0 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- Iowa State BankCommunity Bank · Sac City · $36.5M CRE book
- Community Bank of CameronCommunity Bank · Cameron · $36.7M CRE book
- Farmers Bank of Northern MissouriCommunity Bank · Unionville · $36.3M CRE book
- First State Bank of PorterCommunity Bank · Porter · $36.7M CRE book
- Volunteer Federal Savings BankCommunity Bank · Madisonville · $36.8M CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.