IA lenders / Community Bank
Iowa State Bank
Community Bank · Sac City, IA · Sac City Ltd
- Total assets
- $217.8M
- CRE loan book
- $36.5M
- QoQ CRE growth
- -4.4%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 5.66% as of Q1 2026 — TX bank median 4.87% (0.80pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 5.66% | 5.98% |
| Q4 2025 | 5.78% | 6.20% |
| Q3 2025 | 5.76% | 6.28% |
| Q2 2025 | 5.64% | 6.29% |
| Q1 2025 | 5.46% | 5.85% |
| Q4 2024 | 5.54% | 6.00% |
| Q3 2024 | 5.36% | 6.02% |
| Q2 2024 | 5.28% | 5.92% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $36.5M | $17.7M | $2.8M | 123% | $273,000 |
| Q4 2025 | $38.1M | $18.4M | $2.6M | 132% | $273,000 |
| Q3 2025 | $36.5M | $18.4M | $844,000 | 128% | $273,000 |
| Q2 2025 | $36.4M | $19.6M | $850,000 | 130% | $291,000 |
| Q1 2025 | $37.8M | $20.0M | $859,000 | 135% | $291,000 |
| Q4 2024 | $40.3M | $22.2M | $867,000 | 146% | $291,000 |
| Q3 2024 | $39.7M | $21.6M | $875,000 | 147% | $291,000 |
| Q2 2024 | $39.9M | $22.8M | $882,000 | 150% | $296,000 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- The Hamler State BankCommunity Bank · Hamler · $36.5M CRE book
- Farmers Bank of Northern MissouriCommunity Bank · Unionville · $36.3M CRE book
- Community Bank of CameronCommunity Bank · Cameron · $36.7M CRE book
- First State Bank of PorterCommunity Bank · Porter · $36.7M CRE book
- Volunteer Federal Savings BankCommunity Bank · Madisonville · $36.8M CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.