OH lenders / Community Bank
The Fort Jennings State Bank
Community Bank · Fort Jennings, OH · Fjsb Bancshares Inc
- Total assets
- $278.4M
- CRE loan book
- $57.9M
- QoQ CRE growth
- 5.1%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.61% as of Q1 2026 — TX bank median 4.87% (1.75pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.61% | 6.78% |
| Q4 2025 | 6.87% | 6.99% |
| Q3 2025 | 6.81% | 7.01% |
| Q2 2025 | 6.77% | 6.96% |
| Q1 2025 | 6.70% | 6.89% |
| Q4 2024 | 7.28% | 7.15% |
| Q3 2024 | 6.38% | 6.92% |
| Q2 2024 | 6.43% | 6.80% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $57.9M | $7.9M | $988,000 | 50% | $0 |
| Q4 2025 | $55.1M | $7.2M | $1.1M | 50% | $0 |
| Q3 2025 | $57.5M | $8.6M | $1.1M | 54% | $20,000 |
| Q2 2025 | $56.4M | $11.5M | $1.0M | 55% | $0 |
| Q1 2025 | $54.3M | $9.2M | $1.0M | 50% | $0 |
| Q4 2024 | $55.2M | $10.1M | $1.1M | 53% | $0 |
| Q3 2024 | $57.3M | $11.0M | $1.1M | 58% | $0 |
| Q2 2024 | $54.7M | $8.7M | $1.0M | 52% | $0 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- Fleetwood BankCommunity Bank · Fleetwood · $57.7M CRE book
- The Citizens State BankCommunity Bank · Marysville · $58.2M CRE book
- The Jefferson BankCommunity Bank · Greenville · $58.3M CRE book
- Citizens Progressive BankCommunity Bank · Winnsboro · $58.5M CRE book
- Partners Bank of WisconsinCommunity Bank · Marshfield · $58.8M CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.