MS lenders / Community Bank
The Jefferson Bank
Community Bank · Greenville, MS · Southeast Arkansas Bank Corp
- Total assets
- $202.5M
- CRE loan book
- $58.3M
- QoQ CRE growth
- 24.1%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 8.12% as of Q1 2026 — TX bank median 4.87% (3.25pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 8.12% | 9.97% |
| Q4 2025 | 8.03% | 8.19% |
| Q3 2025 | 8.02% | 8.50% |
| Q2 2025 | 8.52% | 9.31% |
| Q1 2025 | 7.45% | 9.39% |
| Q4 2024 | 8.24% | 8.99% |
| Q3 2024 | 8.84% | 9.37% |
| Q2 2024 | 7.92% | 9.27% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $58.3M | $12.9M | $0 | 42% | $143,000 |
| Q4 2025 | $47.0M | $11.8M | $0 | 40% | $143,000 |
| Q3 2025 | $46.5M | $10.0M | $0 | 35% | $143,000 |
| Q2 2025 | $39.6M | $2.6M | $0 | 15% | $150,000 |
| Q1 2025 | $38.6M | $2.3M | $0 | 15% | $0 |
| Q4 2024 | $37.4M | $621,000 | $0 | 10% | $0 |
| Q3 2024 | $37.5M | $621,000 | $0 | 11% | $0 |
| Q2 2024 | $35.0M | $621,000 | $0 | 11% | $0 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- The Citizens State BankCommunity Bank · Marysville · $58.2M CRE book
- Citizens Progressive BankCommunity Bank · Winnsboro · $58.5M CRE book
- The Fort Jennings State BankCommunity Bank · Fort Jennings · $57.9M CRE book
- Partners Bank of WisconsinCommunity Bank · Marshfield · $58.8M CRE book
- Fleetwood BankCommunity Bank · Fleetwood · $57.7M CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.