RefiLoop Lender Data

OH lenders / Community Bank

Spring Valley Bank

Community Bank · Wyoming, OH · Sv Bcorp Inc

Total assets
$115.8M
CRE loan book
$65.8M
CRE concentration
95%
below the 300% supervisory guideline
QoQ CRE growth
-1.9%
Q1 2026

Recorded CRE activity — oh-franklin County

1 commercial deed of trust recorded recently, verified from county records.

  • Jul 23, 2026 · landundisclosed

Observed rates

Book yield — real-estate loans

Implied yield on the existing real-estate loan book: 7.93% as of Q1 2026 — TX bank median 4.87% (3.07pp above median).

QuarterRE loan yieldAll loans & leases
Q1 20267.93%7.93%
Q4 20258.48%8.43%
Q3 20259.10%9.06%
Q2 20257.99%8.07%
Q1 20257.96%7.96%
Q4 20248.47%8.47%
Q3 20248.60%8.59%
Q2 20247.87%7.87%

What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.

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CRE book — quarterly trend (FFIEC Call Reports)

QuarterCRE loansConstructionMultifamilyConcentrationNonaccrual CRE
Q1 2026$65.8M$406,000$13.3M95%$0
Q4 2025$67.0M$2.6M$13.3M104%$0
Q3 2025$66.3M$3.4M$12.0M101%$0
Q2 2025$60.6M$3.5M$10.2M87%$97,000
Q1 2025$59.0M$5.0M$9.4M81%$100,000
Q4 2024$53.6M$5.4M$7.1M66%$169,000
Q3 2024$53.4M$5.7M$7.1M64%$204,000
Q2 2024$48.4M$5.8M$1.8M51%$103,000

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Last updated Jul 23, 2026 · Sources: FFIEC CDR, county records, first-party conversations.