OH lenders / Community Bank
Home Federal Savings and Loan Association of Niles
Community Bank · Niles, OH · First Niles Financial Inc
- Total assets
- $158.5M
- CRE loan book
- $29.5M
- QoQ CRE growth
- -3.4%
- Q1 2026
Recorded CRE activity — oh-franklin County
3 commercial deeds of trust recorded recently, verified from county records.
- Aug 26, 2026 · landundisclosed
- Aug 13, 2026 · landundisclosed
- Jul 10, 2026 · landundisclosed
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 5.46% as of Q1 2026 — TX bank median 4.87% (0.60pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 5.46% | 5.58% |
| Q4 2025 | 5.92% | 6.03% |
| Q3 2025 | 5.57% | 5.69% |
| Q2 2025 | 5.67% | 5.77% |
| Q1 2025 | 5.68% | 5.78% |
| Q4 2024 | 5.65% | 5.76% |
| Q3 2024 | 5.57% | 5.67% |
| Q2 2024 | 5.27% | 5.39% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $29.5M | $11.4M | $3.0M | 157% | $0 |
| Q4 2025 | $30.5M | $13.0M | $3.0M | 165% | $0 |
| Q3 2025 | $29.4M | $12.1M | $3.1M | 161% | $0 |
| Q2 2025 | $31.1M | $12.9M | $4.1M | 175% | $0 |
| Q1 2025 | $32.3M | $14.1M | $4.2M | 200% | $0 |
| Q4 2024 | $30.8M | $11.9M | $4.2M | 192% | $0 |
| Q3 2024 | $28.6M | $11.0M | $4.2M | 178% | $0 |
| Q2 2024 | $27.8M | $9.4M | $4.2M | 178% | $0 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- Laona State BankCommunity Bank · Laona · $29.6M CRE book
- Clare Bank, National AssociationCommunity Bank · Platteville · $29.2M CRE book
- St. Clair County State BankCommunity Bank · Osceola · $29.8M CRE book
- FNNB BankCommunity Bank · Newton · $29.2M CRE book
- Elkton Bank & Trust CompanyCommunity Bank · Elkton · $29.8M CRE book
See all alternatives to Home Federal Savings and Loan Association of Niles →
Last updated Aug 26, 2026 · Sources: FFIEC CDR, county records, first-party conversations.