OH lenders / Community Bank
First Federal Savings and Loan Association
Community Bank · Centerburg, OH
- Total assets
- $23.0M
- CRE loan book
- $1.4M
- QoQ CRE growth
- 5.0%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 5.33% as of Q1 2026 — TX bank median 4.87% (0.46pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 5.33% | 5.32% |
| Q4 2025 | 5.11% | 5.11% |
| Q3 2025 | 5.23% | 5.23% |
| Q2 2025 | 5.20% | 5.20% |
| Q1 2025 | 4.94% | 4.95% |
| Q4 2024 | 6.87% | 6.83% |
| Q3 2024 | 5.00% | 5.00% |
| Q2 2024 | 5.01% | 4.98% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $1.4M | $927,000 | $0 | 27% | $0 |
| Q4 2025 | $1.3M | $857,000 | $0 | 25% | $0 |
| Q3 2025 | $1.1M | $616,000 | $0 | 21% | $0 |
| Q2 2025 | $560,000 | $101,000 | $0 | 11% | $0 |
| Q1 2025 | $462,000 | $0 | $0 | 9% | $0 |
| Q4 2024 | $465,000 | $0 | $0 | 9% | $0 |
| Q3 2024 | $468,000 | $0 | $0 | 9% | $0 |
| Q2 2024 | $471,000 | $0 | $0 | 9% | $0 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- Senath State BankCommunity Bank · Senath · $1.4M CRE book
- Sainte Marie State BankCommunity Bank · Sainte Marie · $1.4M CRE book
- First National Bank in TigertonCommunity Bank · Tigerton · $1.3M CRE book
- The Fidelity State Bank and Trust CompanyCommunity Bank · Dodge City · $1.5M CRE book
- Farmers State BankCommunity Bank · Phillipsburg · $1.3M CRE book
See all alternatives to First Federal Savings and Loan Association →
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.