IL lenders / Community Bank
Sainte Marie State Bank
Community Bank · Sainte Marie, IL
- Total assets
- $20.7M
- CRE loan book
- $1.4M
- QoQ CRE growth
- 5.7%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.79% as of Q1 2026 — TX bank median 4.87% (1.93pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.79% | 6.77% |
| Q4 2025 | 6.91% | 7.05% |
| Q3 2025 | 6.14% | 7.08% |
| Q2 2025 | 5.30% | 6.39% |
| Q1 2025 | 5.15% | 6.10% |
| Q4 2024 | 5.23% | 6.08% |
| Q3 2024 | 5.34% | 6.03% |
| Q2 2024 | 5.29% | 5.53% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $1.4M | $697,000 | $0 | 18% | $0 |
| Q4 2025 | $1.3M | $615,000 | $0 | 16% | $0 |
| Q3 2025 | $909,000 | $192,000 | $0 | 11% | $0 |
| Q2 2025 | $340,000 | $41,000 | $0 | 7% | $0 |
| Q1 2025 | $305,000 | $0 | $0 | 0% | $0 |
| Q4 2024 | $74,000 | $0 | $0 | 0% | $0 |
| Q3 2024 | $80,000 | $0 | $0 | 0% | $0 |
| Q2 2024 | $106,000 | $0 | $0 | 0% | $0 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- Senath State BankCommunity Bank · Senath · $1.4M CRE book
- First Federal Savings and Loan AssociationCommunity Bank · Centerburg · $1.4M CRE book
- The Fidelity State Bank and Trust CompanyCommunity Bank · Dodge City · $1.5M CRE book
- First National Bank in TigertonCommunity Bank · Tigerton · $1.3M CRE book
- Farmers State BankCommunity Bank · Phillipsburg · $1.3M CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.