RefiLoop Lender Data

NY lenders / Community Bank

Fulton Savings Bank

Community Bank · Fulton, NY

Total assets
$493.0M
CRE loan book
$22.3M
CRE concentration
15%
below the 300% supervisory guideline
QoQ CRE growth
-9.0%
Q1 2026

CRE book — quarterly trend (FFIEC Call Reports)

QuarterCRE loansConstructionMultifamilyConcentrationNonaccrual CRE
Q1 2026$22.3M$4.8M$2.0M15%$530,000
Q4 2025$24.5M$6.4M$2.1M16%$777,000
Q3 2025$21.5M$5.9M$2.1M15%$748,000
Q2 2025$20.4M$4.3M$2.1M14%$406,000
Q1 2025$20.4M$3.6M$2.3M14%$376,000
Q4 2024$21.4M$4.0M$2.3M15%$379,000
Q3 2024$20.2M$3.3M$2.3M14%$186,000
Q2 2024$19.6M$2.7M$2.3M14%$81,000

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Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.