RefiLoop Lender Data

NE lenders / Community Bank

Adams Bank & Trust

Community Bank · Ogallala, NE · Adage Llc

Total assets
$1.3B
CRE loan book
$440.8M
CRE concentration
177%
below the 300% supervisory guideline
QoQ CRE growth
1.0%
Q1 2026

Recorded CRE activity — co-arapahoe County

2 commercial deeds of trust recorded recently, verified from county records.

  • Sep 4, 2026 · unknownundisclosed
  • Aug 6, 2026 · unknownundisclosed

Observed rates

Book yield — real-estate loans

Implied yield on the existing real-estate loan book: 6.59% as of Q1 2026 — TX bank median 4.87% (1.72pp above median).

QuarterRE loan yieldAll loans & leases
Q1 20266.59%6.82%
Q4 20256.65%7.02%
Q3 20256.76%7.08%
Q2 20256.52%6.95%
Q1 20256.37%6.68%
Q4 20246.47%6.89%
Q3 20246.18%6.72%
Q2 20246.11%6.64%

What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.

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CRE book — quarterly trend (FFIEC Call Reports)

QuarterCRE loansConstructionMultifamilyConcentrationNonaccrual CRE
Q1 2026$440.8M$69.1M$28.6M177%$36,000
Q4 2025$436.4M$62.1M$27.9M176%$0
Q3 2025$418.2M$44.5M$28.2M172%$0
Q2 2025$417.6M$39.8M$28.4M171%$175,000
Q1 2025$410.7M$35.2M$28.7M167%$203,000
Q4 2024$412.6M$34.8M$28.9M167%$575,000
Q3 2024$399.8M$25.6M$28.7M153%$734,000
Q2 2024$405.5M$51.1M$28.9M154%$499,000

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Last updated Sep 4, 2026 · Sources: FFIEC CDR, county records, first-party conversations.