OH lenders / Community Bank
The Richwood Banking Company
Community Bank · Richwood, OH · Richwood Bancshares Inc
- Total assets
- $1.3B
- CRE loan book
- $441.5M
- QoQ CRE growth
- 1.7%
- Q1 2026
Recorded CRE activity — oh-clark County
1 commercial deed of trust recorded recently, verified from county records.
- Jul 28, 2026 · unknownundisclosed
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 5.99% as of Q1 2026 — TX bank median 4.87% (1.12pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 5.99% | 6.29% |
| Q4 2025 | 6.50% | 6.54% |
| Q3 2025 | 6.81% | 6.65% |
| Q2 2025 | 5.99% | 6.33% |
| Q1 2025 | 6.11% | 6.08% |
| Q4 2024 | 6.56% | 6.30% |
| Q3 2024 | 6.27% | 6.27% |
| Q2 2024 | 5.90% | 6.41% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $441.5M | $30.0M | $37.3M | 216% | $2.4M |
| Q4 2025 | $434.1M | $22.0M | $37.6M | 223% | $2.5M |
| Q3 2025 | $434.7M | $32.0M | $27.3M | 225% | $2.3M |
| Q2 2025 | $422.3M | $37.5M | $25.2M | 228% | $124,000 |
| Q1 2025 | $408.8M | $41.0M | $25.3M | 232% | $124,000 |
| Q4 2024 | $395.8M | $24.3M | $35.0M | 230% | $0 |
| Q3 2024 | $391.1M | $26.7M | $37.4M | 223% | $0 |
| Q2 2024 | $387.2M | $57.5M | $29.9M | 224% | $25,000 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- Middletown Valley BankCommunity Bank · Middletown · $441.7M CRE book
- First Service BankCommunity Bank · Greenbrier · $442.7M CRE book
- Katahdin Trust CompanyCommunity Bank · Patten · $445.7M CRE book
- Capital BankCommunity Bank · Jacinto City · $446.1M CRE book
- Liberty National BankCommunity Bank · Lawton · $435.1M CRE book
Last updated Jul 28, 2026 · Sources: FFIEC CDR, county records, first-party conversations.