IL lenders / Community Bank
State Bank of Cherry
Community Bank · Cherry, IL · Cherry Bcorp Inc
- Total assets
- $139.7M
- CRE loan book
- $12.6M
- QoQ CRE growth
- 13.5%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 5.39% as of Q1 2026 — TX bank median 4.87% (0.52pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 5.39% | 5.55% |
| Q4 2025 | 5.39% | 5.55% |
| Q3 2025 | 5.30% | 5.89% |
| Q2 2025 | 5.11% | 5.75% |
| Q1 2025 | 4.77% | 5.68% |
| Q4 2024 | 4.85% | 5.52% |
| Q3 2024 | 4.75% | 5.61% |
| Q2 2024 | 4.45% | 5.23% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $12.6M | $0 | $1.2M | 58% | $0 |
| Q4 2025 | $11.1M | $0 | $0 | 48% | $0 |
| Q3 2025 | $13.1M | $0 | $0 | 57% | $0 |
| Q2 2025 | $13.3M | $0 | $0 | 59% | $0 |
| Q1 2025 | $10.9M | $0 | $0 | 46% | $0 |
| Q4 2024 | $10.7M | $0 | $0 | 46% | $0 |
| Q3 2024 | $10.9M | $2,000 | $0 | 47% | $0 |
| Q2 2024 | $11.0M | $5,000 | $0 | 49% | $0 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- First State Bank of Ben Wheeler, TexasCommunity Bank · Ben Wheeler · $12.6M CRE book
- Fidelity Federal Savings and Loan Association of DelawareCommunity Bank · Delaware · $12.6M CRE book
- Calhoun County Bank, Inc.Community Bank · Grantsville · $12.8M CRE book
- First Security Bank - WestCommunity Bank · Beulah · $12.4M CRE book
- Peoples State Bank of HallettsvilleCommunity Bank · Hallettsville · $12.8M CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.