RefiLoop Lender Data

MS lenders / Community Bank

First State Bank

Community Bank · Waynesboro, MS · First State Corp

Total assets
$949.8M
CRE loan book
$251.6M
CRE concentration
223%
below the 300% supervisory guideline
QoQ CRE growth
5.1%
Q1 2026

CRE book — quarterly trend (FFIEC Call Reports)

QuarterCRE loansConstructionMultifamilyConcentrationNonaccrual CRE
Q1 2026$251.6M$55.6M$11.6M223%$1.8M
Q4 2025$239.4M$55.4M$11.7M210%$2.0M
Q3 2025$231.8M$48.9M$11.9M204%$2.1M
Q2 2025$209.3M$33.5M$11.3M184%$1.1M
Q1 2025$213.9M$43.1M$16.4M200%$956,000
Q4 2024$206.8M$42.0M$16.6M151%$215,000
Q3 2024$213.1M$44.5M$16.8M157%$421,000
Q2 2024$209.3M$40.5M$12.0M152%$474,000

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Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.