RefiLoop Lender Data

MO lenders / Community Bank

First State Bank of St. Charles, Missouri

Community Bank · St. Charles, MO · First State Bancshares Inc

Total assets
$557.3M
CRE loan book
$86.0M
CRE concentration
44%
below the 300% supervisory guideline
QoQ CRE growth
-8.2%
Q1 2026

CRE book — quarterly trend (FFIEC Call Reports)

QuarterCRE loansConstructionMultifamilyConcentrationNonaccrual CRE
Q1 2026$86.0M$18.0M$6.3M44%$0
Q4 2025$93.7M$24.2M$6.3M49%$0
Q3 2025$90.6M$18.8M$5.7M44%$0
Q2 2025$95.0M$28.4M$5.8M55%$0
Q1 2025$99.3M$30.8M$7.7M62%$0
Q4 2024$101.3M$32.7M$7.8M67%$0
Q3 2024$107.2M$37.8M$7.8M73%$9,000
Q2 2024$107.1M$37.5M$7.9M75%$16,000

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Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.