RefiLoop Lender Data

AR lenders / Community Bank

Union Bank

Community Bank · Mena, AR · Union Bankshares Inc

Total assets
$709.9M
CRE loan book
$110.6M
CRE concentration
95%
below the 300% supervisory guideline
QoQ CRE growth
5.1%
Q1 2026

Observed rates

Book yield — real-estate loans

Implied yield on the existing real-estate loan book: 7.06% as of Q1 2026 — TX bank median 4.87% (2.19pp above median).

QuarterRE loan yieldAll loans & leases
Q1 20267.06%7.32%
Q4 20257.37%7.55%
Q3 20257.24%7.60%
Q2 20257.05%7.45%
Q1 20256.91%7.30%
Q4 20247.00%7.43%
Q3 20246.89%7.37%
Q2 20246.53%7.04%

What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.

For a current market estimate for your property, use the terms estimator →

CRE book — quarterly trend (FFIEC Call Reports)

QuarterCRE loansConstructionMultifamilyConcentrationNonaccrual CRE
Q1 2026$110.6M$37.6M$8.6M95%$21,000
Q4 2025$105.2M$36.0M$7.6M95%$190,000
Q3 2025$102.8M$36.5M$7.7M88%$171,000
Q2 2025$102.0M$36.3M$7.8M89%$124,000
Q1 2025$100.5M$36.2M$6.2M88%$52,000
Q4 2024$94.7M$31.0M$6.3M82%$59,000
Q3 2024$90.0M$29.4M$6.3M80%$134,000
Q2 2024$80.5M$26.0M$4.6M75%$182,000

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Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.